Terms and Condition

This Client Agreement (“Agreement”) is entered by and between Opo group LLC.(hereinafter called “the Company”) and the Client who has completed the onlineregistration form with the title “Complete your Profile”.

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OPOFINANCE is a business brand of Opo group LLC, Registered office: Suite 305,Griffith Corporate Centre, Beachmont, Kingstown, St. Vincent and the Grenadinesunder License number 866LLC2021.

This Client Agreement, the Risk Disclosure, the Privacy Policy Statement, The refundPolicy, The AML Policy, Withdrawal Conditions that can be found in the Policies andRegulations section of the Website (hereinafter all of them referred to as “OperativeAgreements”) as amended from time to time, set out the terms upon which OPOGROUP LLC. will deal with the Client in respect of Financial Instruments. By enteringinto this Agreement, the Client accepts and consents to the said agreements andpolicies. The dealings and relations between OPO GROUP LLC. and the Client aresubject to the laws of St. Vincent and the Grenadines whether the terms of theOperative Agreements are accepted by the Client and will be conducted in the Englishlanguage unless otherwise agreed with the Client.

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The Operative Agreements shall govern all trading activity of the Client with Opo groupLLC. and should be read carefully by the Client. Amongst other things, they set outthose matters Which OPO GROUP LLC. is required to disclose to the Client under theApplicable Regulations.

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2. COMMENCEMENT

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2.1. The Operative Agreements will commence on the date on which therelevant identity checks have been completed to OPO GROUP LLC.’s satisfaction andClient’s Trading Account is being activated as per clause 3.1 below, herein and willcontinue unless or until terminated by either party in accordance with clause 20.

2.2. This Agreement is an initial service agreement which relates to a series ofsuccessive or separate operations including, without limitation, Transactions inFinancial Instruments.

2.3. OPO GROUP LLC. is not to be required to (and may be unable to underApplicable Regulations) accept the Client as a Client until all documentation it requireshas been received by OPO GROUP LLC., properly and fully completed by the Client.

2.4. The Client has no right to cancel the Agreement on the basis that it is a distancecontract.

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3. ACCOUNT ACTIVATION

3.1. The Client’s Trading Account will be activated by OPO GROUP LLC. as soon as:

a) OPO GROUP LLC. has received completed by the Client the online registrationform with the title “Complete your Profile”; and

b) the Operative Agreements have been accepted by the Client and regarding CFDShares Trading, Forex Trading, Spot Metals and Commodity Trading ,Crypto CurrenciesTrading ,Indices Trading , any subsequent forms and/or agreements; and

c) Relevant identity checks have been completed to OPO GROUP LLC.’s satisfaction.

3.2. The Corporate Clients’ Trading Account will be activated by OPO GROUP LLC. assoon as OPO GROUP LLC. has received a completed signed and dated copy of“Corporate Trading Account Application Form” by the Corporate Client and theCorporate Client read and accepts the Operative Agreements as these can be found onthe Website and identity checks have been completed to OPO GROUP LLC.’ssatisfaction.

3.3. OPO GROUP LLC. has the right to request minimum initial deposit to allow theClient to start using his Trading Account

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4. CLASSIFICATION

4.1. OPO GROUP LLC. will treat the Client as a Retail Client, Professional Client orEligible Counterparty, depending on how the Client completes the “Complete yourProfile” Form. The Client is bound by the method of categorization as this method isexplained thoroughly in the document under the title “Customer Categorization” as thiscan be found in the Website, and by accepting these terms and conditions the Clientaccepts application of such method.

4.2. When assessing the Client’s classification and thereafter dealing with the Client,OPO GROUP LLC. will rely upon the truth, accuracy and completeness of theinformation provided by the Client in the “Complete your Profile” Form and/or anysubsequent forms and/or agreements that will be requested by OPO GROUP LLC. TheClient expressly consents to OPO GROUP LLC. using and relying on all such informationin making its assessment and its dealings with the Client.

4.3. If there is a change in the personal circumstances of the Client, the Client mustimmediately notify OPO GROUP LLC. of the change in writing.

4.4. OPO GROUP LLC. may review the Client’s classification from time to time (subject tocomplying with regulatory requirements) to re-classify the Client if necessary.

4.5. The Client will be categorized and treated by OPO GROUP LLC. as a Retail Clientunless otherwise expressly specified by OPO GROUP LLC.

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5. CAPACITY

5.1. In relation to any Transaction the Client acts as Principal and not as Agent onbehalf of any third party. This means that unless otherwise agreed, OPO GROUP LLC.will treat the Client as a Client for all purposes and the Client shall be directly and fullyresponsible for performing the obligations under each Transaction made by or onbehalf of the Client.

5.2. If the Client acts in relation to or on behalf of someone else, whether the Clientidentifies that person or not, OPO GROUP LLC. shall not accept that person as anindirect Client and shall accept no obligation to that person, unless otherwisespecifically agreed.

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5.3. Any person or Agent notified to OPO GROUP LLC. as being authorized by theClient may give Instructions and Requests to OPO GROUP LLC. concerning anyTransaction, or proposed Transaction, or any other matter.

5.4. The Client authorizes OPO GROUP LLC. to rely and act on any Request,Instruction or other communication received from the Client which purports to havebeen given by the Client or on behalf of the Client without further enquiry on the partof OPO GROUP LLC. as to the authenticity, genuineness, authority, or identity of theperson giving or purporting to give such Request, Instruction, or other communication.The Client will be responsible for and will be Bound by all obligations entered orassumed by OPO GROUP LLC. on behalf of the Client in consequence of or inconnection with such Requests, Instructions, or other communications.

5.5. Unless OPO GROUP LLC. receives a written notification from the Client for thetermination of the authorization of the person described in clause 5.3 OPO GROUP LLC.will continue accepting Requests, Instructions or other communication given by suchperson on the Client’s behalf and the Client will recognize such as valid and committingto him.

5.6. The written notification of clause 5.5. For the termination of the authorization toa third party has to be received by OPO GROUP LLC. with at least five 5 BusinessDays’ notice prior the termination date.

5.7. In the event of the death or mental incapacity of the Client (who is the onlyperson that forms the Client), OPO GROUP LLC. will have no responsibility or liabilitywhatsoever in respect of the actions or omissions or fraud of the authorized third party(appointed under clause 5.3. above) in relation to the Client’s Trading Account and/orClient Money and OPO GROUP LLC. will stop accepting Requests, Instruction or othercommunications given from the account of the Client upon OPO GROUP LLC. receivesnotice of the death or mental incapacity of the Client.

5.8. In relation to any Transaction, OPO GROUP LLC. acts as Principal for any dulyregulated counterparty, and as Matched Principal in relation to Stock Trading,according to applicable legislation.

5.9. In relation to any Transaction and the Services provided by OPO GROUP LLC. tothe Client, it is the responsibility of the Client to ensure that the Client can accept theServices and/or enter the Transactions in the country in which the Client is resident. Itis hereby acknowledged and accepted that Clients that are resident of the UnitedStates, Japan, Australia, and Canada will not be on-boarded by OPO GROUP.

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5.10. In relation to CFD Shares Trading, Forex Trading, Spot Metals and CommodityTrading, Crypto Currencies Trading, Indices Trading , OPO GROUP LLC. will not bepermitted to offer its Services to Clients who reside in specific countries, to ensurecompliance with all Federal legislation, sanctions, AML Anti – Money Laundering)regulations and guidance and as per the requirements emanating from third parties.The list of these countries can be found on the Company’s website. The Client isobliged to provide documents, according to the clauses

2.3. And 3.1. Herein, valid, and up to date and to keep them as such during the wholeperiod of this Client Agreement. If any of the documents indicated above have expiredand/or are required to be updated, the Client is obliged to provide relevant documentsupon their expiration. If the Client fails to provide updated and valid documents OPOGROUP LLC. has the right to suspend the provisions of Services under this ClientAgreement.

OPO GROUP LLC. shall resume provisions of Services once valid or/and updateddocuments are provided and relevant checks (including without limitation anti-moneylaundering checks and appropriateness tests) have been completed to OPO GROUPLLC.’s satisfaction. It is understood that OPO GROUP LLC. is not to be required (andmay be unable) to accept the Client as its customer under Applicable Regulationsand/or until all documentation it requires has been received by the Company, properlyand fully completed by the Client.

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6. CLIENT MONEY

6.1. Relevant Amounts held on the Trading Account (“Segregated Funds”) will besegregated by OPO GROUP LLC. and held in accordance with Applicable Regulationsand document under the title “Safeguarding of Clients Assets Policy” as this can befound on the Website.

6.2. OPO GROUP LLC. may hold Client Money and the money of other Clients in thesame bank account (omnibus account), according to Applicable Regulations.

6.3. OPO GROUP LLC. may deposit Client money in overnight deposits and will beallowed to keep any interest.

6.4. OPO GROUP LLC. may deposit Client money and/or Financial Instruments with athird party who may, to the extent allowed under Applicable Regulations, have asecurity interest, lien or right of set off in relation to that money.

6.5. The third party to whom OPO GROUP LLC. will pass money and/or FinancialInstruments may hold it in an omnibus account and/or it may not be possible toseparate it from the Client’s money and/or Financial Instruments. In the event of theinsolvency or any other analogous proceedings in relation to that third party, OPOGROUP LLC. may only have an unsecured claim against the third party on behalf of theClient, and the Client will be exposed to the risk that the money received by OPOGROUP LLC. from the third party is insufficient to satisfy the claims of the Client inrespect of the relevant account. OPO GROUP LLC. does not accept any liability orresponsibility for any resulting losses.

6.6. OPO GROUP LLC. shall not be obliged to pay interest to the Client on any fundswhich OPO GROUP LLC. holds or in respect of any stocks held by OPO GROUP LLC. asa custodian. The Client waives all rights to interest.

6.7. OPO GROUP LLC. will promptly place any Segregated Funds held on the Client’sbehalf and not transferred to or held for OPO GROUP LLC., into a Segregated Account(subject to and according to Applicable Regulations).

6.8. Profit or loss from Financial Instruments trading is deposited in/withdrawn fromthe Client Account once the Transaction is closed.

6.9. Unless the Client has notified OPO GROUP LLC. in writing to the contrary, OPOGROUP LLC. may hold Segregated Funds on the Client’s behalf in a SegregatedAccount located outside St. Vincent and the Grenadines or pass money held on theClient’s behalf to an intermediate broker, settlement agent or OTC counterparty locatedoutside St. Vincent and the Grenadines. The legal and regulatory regime applying toany such person will be different from that of St. Vincent and the Grenadines and in theevent of the insolvency or any other equivalent failure of that person, the Client’smoney may be treated differently from the treatment which would apply if the moneywas held in a Segregated Account in. OPO GROUP LLC. will not be liable for thesolvency, acts, or omissions of any third party referred to in this clause. OPO GROUPLLC. will exercise all due skill, care, and diligence in assessing whether adequatemeasures will be applied by the third party to protect Client money.

6.10. The Client agrees that, if there has been no movement on the Client’s TradingAccount Balance for a period of at least six years (notwithstanding any payments orreceipts of charges, interest, or similar items) and OPO GROUP LLC. is unable to tracethe Client despite having taken reasonable steps to do so, OPO GROUP LLC. mayrelease any Client’s money balances from the Segregated Account.

6.11. The Client agrees that if his/her remaining Trading Account Balance is up to 1USD/EUR/GBP and his/her Trading Account is closed or inactive for more than 90calendar days, then the Company shall have the right to deduct this remaining TradingAccount Balance and use it for charity purposes at its absolute discretion.

6.12. OPO GROUP LLC. will carry out reconciliations of records and Segregated Fundswith the records and accounts of the money OPO GROUP LLC. holds in SegregatedAccounts daily, and any required transfer to or from the Segregated Account will takeplace by the close of business on the day that the reconciliation is performed. OPOGROUP LLC. reserves the right to carry out such reconciliations and transfers morefrequently, should OPO GROUP LLC. reasonably consider that this is necessary toprotect OPO GROUP LLC.’s or a Client’s interests.

6.13. The Client agrees that OPO GROUP LLC. shall not be held liable or have anyfurther obligation if any credit or financial institution with which Segregated Funds areheld defaults in its obligations with respect to the Segregated Funds.

6.14. If a client deposits money into a trading account and requests a withdrawalwithout having trading activity in the account, Opo group LLC. holds the right to chargeclient costs endured related to that transfer of funds usually 3%6%.

Transfer Collateral Arrangement TTCA

6.15. The Title Transfer Collateral Arrangement (hereinafter referred to as “TTCA”)allows a Client to agree that his/her money or assets will be treated as collateral inrespect of his/her existing or future obligations with OPO GROUP LLC. In addition,under a TTCA, OPO GROUP LLC. can treat the margin or collateral as its own workingcapital and not as Client money. As a result, OPO GROUP LLC. is not obliged tosegregate the margin and in the event of OPO GROUP LLC.’ s collapse, the TTCA canhave the effect of making such a Client an unsecured creditor of OPO GROUP LLC. Therelationship between OPO GROUP LLC. and its Clients shall be governed by explicitlyincluding the warnings on the non-application of certain safeguarding requirements.
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The terms under this section apply if the Client is categorized as a Professional Clientor Eligible Counterparty. The Client acknowledges and agrees that OPO GROUP LLC.may treat any transfer of money by the Client to OPO GROUP LLC. as a transfer of fullownership of money to OPO GROUP LLC. for the purpose of securing or covering theClient’s present, future, actual, contingent, or prospective obligations, and OPO GROUPLLC. will not hold such money in accordance with the Safekeeping of Client Assets andFunds, as there are defined in the relevant legislation. The Client shall not have aproprietary claim over money transferred to OPO GROUP LLC., and OPO GROUP LLC.can deal with it, and the Client will rank the Client as a general creditor. Where OPOGROUP LLC. agrees to accept cash as collateral, the Client shall transfer to OPOGROUP LLC. full ownership of such collateral so that all right, title and interest in and tosuch cash will pass to OPO GROUP LLC. outright. Such collateral will not be held inaccordance with the Client Money Rules.

The Client acknowledges and agrees that all the money placed in his/her account is forthe carrying out of transactions and therefore has the purpose of securing or coveringthe Clients’ present, future, actual, contingent, or prospective obligations towards OPOGROUP LLC. The Client must not place any money that is not for the purpose ofsecuring or covering Client’s present, future, actual, contingent, or prospectiveobligations towards OPO GROUP LLC. The amount of Client funds subject to the TTCAshould not far exceed the Client’s obligations towards OPO GROUP LLC.

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7. SERVICES

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7.1. Subject to the Client’s obligations under the Operative Agreements beingfulfilled and any other rights of OPO GROUP LLC. herein the Operative Agreements,OPO GROUP LLC. will offer the following Services to the Client:

(a) Receive and transmit orders or execute orders for the Client in FinancialInstruments acting as Principal and/or Matched Principal vis-à-vis Stock Trading.

(b) Provide Foreign Currency Services provided they are associated with theprovision of the Investment Service of clause 7.1(a) herein.

(c) Grant credit or loans to a Client (as and if applicable), to allow the Client to carryout a transaction in one or more Financial Instruments, as described in the presentclause, provided that OPO GROUP LLC. is involved in the aforesaid transaction;

(d) Provide Safekeeping and administration of Financial Instruments for the accountof Client (as and if applicable), including custodianship and related services such ascash/collateral management, as described in clause 6 above herein;

(e) Provide the Clients access to Investment Research data and financial analysis whichmay be relevant for Clients’ consideration.

(f) Dealing on own Account.

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7.2. Subject to the Client’s obligations under the Operative Agreements beingfulfilled, OPO GROUP LLC. may enter Transactions with the Client in FinancialInstruments specified on the Website.

7.3. OPO GROUP LLC. shall carry out all Transactions with the Client on anexecution-only basis (i.e. on a non – advisory basis). OPO GROUP LLC. is entitled toexecute Transactions notwithstanding that a Transaction may be not suitable for theClient. OPO GROUP LLC. is under no obligation, unless otherwise agreed in theOperative Agreements, to monitor or advise the Client on the status of any Transaction;to make margin calls; or to close out any Client’s Open Positions.

7.4. It is hereby acknowledged and accepted that OPO GROUP LLC. will not beproviding the Client with any investment, legal, regulatory, tax or other form of adviceunder the current Client Agreement. The Client shall not be entitled to ask OPO GROUPLLC. to provide investment advice or to make any statements of opinion to encouragethe Client to make any Transaction. The Client represents that he/she shall rely onhis/her own judgment, sufficient knowledge, market sophistication, professional advice,and experience to make his/her own evaluation of the merits and risks of anyTransaction.

Any investment advice and/or statements of opinion shall be provided by OPO GROUPLLC. to the Client only where an additional agreement is concluded between OPOGROUP LLC. and the Client as per clause 7.1 (g) above herein and the applicablesuitability requirements are met. The Client may wish to seek Independent legal advicein relation to any transaction that the Client proposes to enter into under this ClientAgreement.

7.5. OPO GROUP LLC. shall not provide physical delivery of the Underlying Asset ofan Instrument in relation to any Transaction. Profit or loss in the Currency of theTrading Account is deposited in/withdrawn from the Trading Account once theTransaction is closed.

OPO GROUP LLC. will not provide personal recommendations or advice on the merits ofany specific Transactions.

7.6. OPO GROUP LLC. may from time to time and at its discretion provide informationand recommendations in newsletters which it may post on the Website or provide tosubscribers via the Website or otherwise.

Where it does so:
(a) this information is provided solely to enable the Client to make his/her owninvestment decisions and does not amount to investment advice;

(b) if the document contains a restriction on the person or category of persons forwhom that document is intended or to whom it is distributed, the Client agrees thathe/she will not pass it on to any such person or category of persons;

(c) OPO GROUP LLC. gives no representation, warranty or guarantee as to theaccuracy of completeness of such information or as to the tax consequences of anyTransaction;

(d) The Client accepts that prior to dispatch, OPO GROUP LLC. may have actedupon it itself to make use of the information on which it is based. OPO GROUP LLC.does not make representations as to the time of receipt by the Client and cannotguarantee that he will receive such information at the same time as other clients. Anypublished research reports or recommendations may appear in one or more screeninformation services.

(e) It is provided solely to assist the Client to make the Client’s own investmentdecisions and does not amount to investment advice or unsolicited financialpromotions to the Client.

(f) It does not necessarily take into consideration the relevant legislative orregulatory framework of the country where the Client is resident, and it is the Client’sresponsibility to ensure compliance therewith.

7.7. In providing the Client with reception and transmission and/or executionservices OPO GROUP LLC. is not required to assess the suitability of the financialinstrument in which the Client wishes to transact, nor the service(s) provided oroffered to him. As a result, the Client will not benefit from the protection of theApplicable Regulations as regards assessment of suitability.

7.8. OPO GROUP LLC. is obliged under Applicable Regulations to obtain informationat least once per year about the Client’s knowledge and experience in the investmentfield so that it can assess whether the service or product envisaged is appropriate forthe Client. If the Client elects not to provide such information to OPO GROUP LLC., or ifthe Client provides insufficient information, OPO GROUP LLC. will not be able todetermine whether the service or product envisaged is appropriate for the Client. OPOGROUP LLC. shall assume that information about his knowledge and experienceprovided from the Client to OPO GROUP LLC. is accurate and OPO GROUP LLC. willhave no responsibility to the Client if such information is incomplete or misleading or changes or becomes inaccurate unless theClient has informed OPO GROUP LLC. of such changes.

7.9. OPO GROUP LLC. reserves the right, at its discretion, at any time to refuse toprovide the Services to the Client and the Client agrees that OPO GROUP LLC. will haveno obligation to inform the Client of the reasons. OPO GROUP LLC. further reserves theright to suspend or delay the provision of any Services in the event of Abnormal MarketConditions.

7.10. All trade Requests are subject to size considerations. If the requested trade sizeis larger than the Company can fill at any moment due to market conditions, then theOrder may be executed partially or the entire trade or Order may be rejected at theCompany’s sole discretion.

7.11. Market commentary, news, or other information are subject to change and maybe withdrawn at any time without notice.

7.12. OPO GROUP LLC. has the right to offer, at its discretion, through the Website,the opportunity for the Client to open a demo account. The Client is hereby notifiedand understands that the execution in the demo environment where a demo accountoperates might differ from the environment of a live account. OPO GROUP LLC. shallnot be liable for any loss and/or other damage incurred by reason of such differences.

7.13. OPO GROUP LLC. reserves the right, at its discretion, at any time to withdrawthe whole or any part of the Services on a temporary or permanent basis and the Clientagrees that OPO GROUP LLC. will have no obligation to inform the Client of the reason.

7.14. In accordance with common reporting standards, the Client agrees to submit toOPO GROUP LLC. all the necessary information about the Client (name, address,jurisdiction of residence, TIN (tax identification number), date and place of the birth,account number of the Client, and any necessary additional documents andinformation at the request of OPO GROUP LLC.) and agrees to the systematic andperiodic transmission of bulk taxpayer information by the source country to the countryof residence.

The Client agrees to transfer his/her personal data to OPO GROUP LLC., which isregistered as a data controller according to the law, for identification, administrative,and business purposes necessary for OPO GROUP LLC. to fulfill its legal andcontractual obligations under this and other agreements between the parties, withrights to transfer such personal data to auditors, lawyers, financial consultants, andother service providers and counteragents contracted by OPO GROUP LLC.

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8. CONFLICTS OF INTEREST AND MATERIAL INTERESTS

8.1. When OPO GROUP LLC. deals with or for the Client, OPO GROUP LLC., anassociate or some other person connected with OPO GROUP LLC., may have aninterest, relationship or arrangement that is material in relation to the transactionconcerned or that conflicts with the Client’s interest. By way of example only, whenOPO GROUP LLC. deals with a Transaction for or on behalf of the Client, OPO GROUPLLC. may be:

(a) dealing in the Instrument concerned as Principal for OPO GROUP LLC.’s accountby selling to or buying the Instrument from the Client and/or Matched Principalvis-à-vis Stock Trading;

(b) matching the Client’s Transaction with that of another Client by acting on such otherClient’s behalf as well as on the Client’s behalf;

(c) dealing in the Instrument which OPO GROUP LLC. recommends to the ClientIncluding holding a Long or Short Position); or

(d) Advising and providing other services to associates or other Clients of OPOGROUP LLC. who may have interests in investments or underlying assets which conflictwith the Client’s interests.

8.2. The Client consents to and authorizes OPO GROUP LLC. to deal with or for theClient in any manner which OPO GROUP LLC. considers appropriate, notwithstandingany conflict of interest or the existence of any material interest in a Transaction,without prior reference to the Client. OPO GROUP LLC.’s employees are required tocomply with a policy of independence and to disregard any such material interest orconflict of interest while advising the Client.

8.3. Under the Law, OPO GROUP LLC. is required to take all reasonable steps todetect and avoid conflicts of interest. OPO GROUP LLC. is committed to act honestly,fairly and professionally and in the best interests of its Clients and to comply, inparticular, with the principles set out in the Law when providing the Services. Asummary of the policy is found in the document with title “Conflicts of Interest Policy”,as this can be found in the Website and forms an integral part of the Agreement.

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9. COMMISSIONS, CHARGES AND OTHER COSTS

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9.1. The Client shall be obliged to pay OPO GROUP LLC. the commissions, chargesand other costs set out in the Contracts Specifications. OPO GROUP LLC. will provideto the Client an itemized breakdown of the total commissions, costs, and charges at the request of the Client. These can befound inside the Client’s personal area, My OPO GROUP LLC.

9.2. OPO GROUP LLC. may vary commissions, charges, and other costs from time totime without prior Written Notice to the Client. All changes in commissions, chargesand other costs are displayed on OPO GROUP LLC. Website and posting on theWebsite shall be considered due notice.

9.3. Any commissions or fees which OPO GROUP LLC. receives or pays will beaffected according to the provisions of Applicable Regulations.

9.4. OPO GROUP LLC. may from time to time deal on the Client’s behalf with personswhom OPO GROUP LLC. has a soft commission agreement which permits OPO GROUPLLC. (or another member of OPO GROUP LLC. 's group) to receive goods or services inreturn for transacting investment business with such persons or others. It is the policyof OPO GROUP LLC. in relation to such agreements to ensure that such arrangementsoperate in the best interest of the Client as far as practicable, for example, because thearrangements allow access to information or other benefits which would not otherwisebe available.

9.5. The Client is hereby informed that in the event where the Client has beenintroduced to OPO GROUP LLC. by a Partner Introducer and/or Affiliate) of OPOGROUP LLC. Partners and/or of OPO GROUP LLC. and/or any third party, OPO GROUPLLC. may pay a fee and/or commission to OPO GROUP LLC. Partners and/or thePartner directly, for services rendered calculated on the basis of the volume traded bythe Client and/or otherwise and/or on the basis of the agreement concluded betweenthe two parties. Upon request from the Client, OPO GROUP LLC. shall disclose furtherdetails.

9.6. The Client undertakes to pay all stamp expenses relating to this Agreement andany documentation which may be required for the currying out of the Transactions.

9.7. The Client shall be solely responsible for all filings, tax returns and reports onany Transactions which should be made to any relevant authority, whethergovernmental or otherwise, and for payment of all taxes (including but not limited toany transfer or value added taxes), arising out of or in connection with any Transaction.

9.8. OPO GROUP LLC. shall have the right to pay, or be paid a fee or commission,provide, or provided with any non-monetary benefit (hereinafter the “inducement”) inconnection with the provision of an investment service or ancillary service to or by anyparty other than the Client or (a) a person on behalf of the Client, where the relevantpayment or benefit: is designed to enhance the quality of the relevant service to theClient; (a) does not impair compliance with OPO GROUP LLC.’s duty to act honestly, fairly andprofessionally in accordance with the best interests of the Client;

9.9. In such a case, OPO GROUP LLC. shall disclose to the Client, the existence,nature, and amount of the inducement or, where the amount cannot be ascertained, itsmethod of calculation. Where applicable, OPO GROUP LLC. shall also inform the Clienton mechanisms for transferring to the Client the fee, commission, monetary ornon-monetary benefit received in relation to the provision of the investment or ancillaryservice.

9.10. In case the Client performs a withdrawal request without any trading activityfrom the last deposit made or if any other form of abuse is found OPO GROUP LLC.reserves the right to:

a) Charge the Client the equivalent amount of any deposit fees incurred, based ondeposit method. The Client will be notified via email about processed withdrawalrequests and applied charges.

9.11. In case the Client does not have any trading activity on all Clients TradingAccounts for a period equal to 6 (Six) consecutive calendar months or more startingfrom last Clients trading activity, OPO GROUP LLC. might charge the Client an amountof 5 USD monthly.

9.12. OPO GROUP LLC. shall inform it’s Clients about the fees, commissions, or anymonetary benefits transferred to them.

9.13. From Monday to Thursday Swaps are calculated once. On Friday swaps arecalculated in triple size. Exceptions apply, please refer to Contract Specifications formore information.

9.14. No dividends are paid on CFD indices or CFD shares.

10. CURRENCY

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10.1. OPO GROUP LLC. is entitled, without prior notice to the Client, to make anycurrency conversions which OPO GROUP LLC. considers necessary or desirable for thepurposes of complying with its obligations or exercising its rights under the OperativeAgreements or any Transaction. Any such conversion shall be affected by OPO GROUPLLC. in such manner and at such rates as OPO GROUP LLC. may in its discretiondetermine, having regards to the prevailing rates for freely convertible currencies.

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10.2. All foreign currency exchange risk arising from any Transaction or from thecompliance by OPO GROUP LLC. with its obligations or the exercise by it of its rightsunder the Operative Agreements will be borne by the Client.

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11. PROVIDING QUOTES

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11.1. OPO GROUP LLC. provides Quotes to the Client in accordance with the Terms ofBusiness.

11.2. OPO GROUP LLC. shall not be obliged to, but may, at its absolute discretion,execute as Principal and/or as Matched Principal in relation to Stock Trading, theClient’s Requests, and Instructions in respect of any Instrument out of normal tradinghours specified in the Contract Specifications for that particular Instrument. In such acase all the trades executed will be reported and submitted to the Client if requiredand/or requested.

11.3. It is hereby acknowledged and accepted that it is the responsibility of the Clientto ensure that he/she is informed about the Trading Schedule hours via the TradingPlatform internal mail and/or the information published in the OPO GROUP LLC. NewsWebpage, and this shall constitute sufficient Written Notice as per clause 19 belowherein. OPO GROUP LLC. will have no responsibility and/or liability whatsoever inrelation to the acts and/or omissions of the Client regarding the clause.

11.4. OPO GROUP LLC. specifies Spread for each Instrument in the ContractSpecifications. OPO GROUP LLC. is entitled to change Spreads without prior WrittenNotice to the Client subject to the Terms of Business. Otherwise, OPO GROUP LLC.shall notify the Client not less than 7 (seven) calendar days prior to any changes inSpreads.

11.5. The Client is entitled to Market Data which are data produced directly by anExchange and/or Liquidity Provider and/or Price Feeder, to be able to give Orders forTransactions for CFD Shares Trading, Forex Trading, Spot Metals and CommodityTrading ,Crypto Currencies Trading ,Indices Trading, through the Client’s compatiblepersonal computer connected to the internet. OPO GROUP LLC. shall receive andtransmit for execution all Orders given by the Client strictly in accordance with theirterms.

It is hereby acknowledged and accepted that:

(a) Market data will be provided or made accessible for convenience andinformation solely to assist the Client to make his own investment decisions and will notamount to investment advice.

(b) Market data will be made accessible and will be provided to the Client withoutany liability from OPO GROUP LLC.’s side. Hence, OPO GROUP LLC. will have noresponsibility for checking the accuracy of any Order. Any Order that the Client gives tothe Company constitutes an irrevocable instruction to the Company to proceed withthe Transaction on the Client’s behalf. In addition, any price quoted in the Market Datamay differ from the execution price the Client obtains.

stated in clause 11.4

(c) above herein, and the Client should not redistribute the available prices to any otherPerson and for whatever reason, whether such redistribution be for commercial orother purposes.

(e) OPO GROUP LLC. is hereby authorized to enter into any agreement on Client’sbehalf with any Exchange(s) and/or Liquidity Provider(s) and/or Price Feeder(s) relatingto the proper use of Market Data as OPO GROUP LLC. deems proper.

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12. CLIENT'S REQUESTS AND INSTRUCTION

12.1. OPO GROUP LLC. processes and executes Requests and Instructions inaccordance with the Terms of Business.

12.2. OPO GROUP LLC. is entitled to decline a Request or an Instruction if any of theconditions set out in the Terms of Business or in clause 12.3 of this Agreement isbreached before the Request or Instruction is processed by OPO GROUP LLC.However, OPO GROUP LLC. may at its absolute discretion, accept and execute theRequest or Instruction notwithstanding that the conditions in the Terms of Business or in clause 12.3 of thisAgreement are breached. If OPO GROUP LLC. executes the Request or Instruction andbecomes aware of any breach of the conditions set out in the Terms of Business or inclause 12.3 of this Agreement, OPO GROUP LLC. may act in accordance with the Termsof Business. OPO GROUP LLC. also establishes cut-off times for Instructions or Orders.The Client shall have no claims against OPO GROUP LLC. arising out of the fact that anOrder was not placed by the Client ahead of the cut-off time. Cut-off times arepossible due to server maintenance, technical failures, planned maintenance or rolloverprocess.

12.3. The conditions referred to in clause 12.2 are as follows:

(a) a Quote must be obtained from OPO GROUP LLC.;
(b) a Quote must not be an Indicative Quote;
(c) if a Quote is provided to the Client via the Client Terminal the Client Instruction

must be given whilst the Quote is valid;

(d) OPO GROUP LLC. receives and accepts the Instruction before the Internetconnection or communication is disrupted;

(e) a Quote must not be manifestly erroneous;
(f) a Quote must not be an Error Quote Spike);
(g) the Transaction Size must not be less than the minimum Transaction Size for

this Instrument indicated in the Contract Specifications;

(h) a Force Majeure Event must not have occurred;
(i) when the Client gives a Request or an Instruction to OPO GROUP LLC. an Event

of Default must not have occurred in respect of the Client;

(j) when the Client opens a position, the Client shall have sufficient Free Margin tocover the Initial Margin requirement in respect of that Open Position;

(k) OPO GROUP LLC. does not suspect that the Client is engaged in moneylaundering Activities or terrorist financing or other criminal acts;

(l) There is no such consequence of request of regulatory or supervisoryauthorities of Cyprus or a court order;

(m) OPO GROUP LLC. has not sent a notice of Termination of the Client Agreementto the Client.

12.4. Terms defined in the Operative Agreements are subject to the Transaction Sizewithin Normal Market Size for the specified Instrument (refer to the Website for details).OPO GROUP LLC. may, at its absolute discretion, change these terms if the Clientwishes to make a Transaction larger than Normal Market Size for the specifiedInstrument.

12.5. OPO GROUP LLC. reserves the right not to accept any offer or to enter aTransaction with the Client, e.g., if OPO GROUP LLC. believes that it will not be able tohedge the proposed Transaction in the Underlying Market, or the proposed Transactionis of such a size (too small or too large), that OPO GROUP LLC. does not wish to acceptthat Transaction.

12.6. OPO GROUP LLC. has the right to delete any canceled Pending Orders olderthan 1 month from the Client’s Trading Account history.

12.7. The Client understands, confirms, and accepts herein that any and/or all ofhis/her trading account history in MetaTrader 4 and MetaTrader 5 Platforms may at anytime and without prior written consent and/or notice to the Client, further be archivedby OPO GROUP LLC. to a single summarized line in the respective MetaTrader 4 tradingaccount, where such trading account history records exceed a timeframe of one 1month.

12.8. The Client further, understands, confirms, and accepts herein that sucharchived trading and non- trading history shall be accessible and/or downloadable atany time from and/or within the Client’s portal.

12.9. OPO GROUP LLC. hereby confirms that Client’s archived original trading historyrecords from MetaTrader 4 Platforms within the Client’s dashboard, shall be accessibleand/or downloadable by the Client at any time through his/her dashboard.

12.10. OPO GROUP LLC. hereby confirms that all Client records and/or trading andnon- Trading activity, current and/or past and/or archived shall be maintained for atleast five
5 years after the termination of the business relationship with the Client and as perapplicable legislative requirements.

13. NETTING

13.1. The amounts payable under the Operative Agreements are automaticallyconverted by OPO GROUP LLC. into the Currency of the Trading Account at therelevant exchange rate for spot dealings in the foreign exchange market.

13.2. If the aggregate amount payable under the Operative Agreements by the Clientequals the aggregate amount payable under the Operative Agreements by OPO GROUPLLC., then the obligations to make payment of any such amount will be automaticallysatisfied and discharged.

13.3. If the aggregate amount payable under the Operative Agreements by one partyexceeds the aggregate amount payable under the Operative Agreements by the otherparty, then the party with the larger aggregate amount shall pay the excess to theother party and all obligations to make payment will be automatically satisfied anddischarged. This provision shall also apply when a Client that may have multipleTrading Accounts and where an amount is due and owing to OPO GROUP LLC. fromone of the Trading Accounts whereas there are funds available in any other TradingAccount, then OPO GROUP LLC. shall be entitled to settle any obligations due by theTrading Account in deficit by transferring funds from the Trading Account(s) which hasfunds available. In the event of such transfer, OPO GROUP LLC. shall not be liable forany margin call or losses that the Client may suffer, including but not limited to lossesdue to Stop-out Level.

13.4. The Client obligations to pay any due amount shall include all commissions,charges and other costs determined by OPO GROUP LLC.

13.5. OPO GROUP LLC., under the terms and conditions of Operative Agreementsreserves the right at its absolute discretion, to disable Clients account without priornotice in case it places abnormal number of erroneous requests which creates anextra-load to the OPO GROUP LLC.’s servers and can cause negative tradingexperience to the Clients of the respective servers. Erroneous requests may includebut not limited to invalid stops or modifications, wrong TP or SL, over limit volume ornumber of orders, requests with not enough account funds and others.

14. MARGIN REQUIREMENTS

14.1. The Client shall provide and maintain the Initial Margin and/or Hedged Margin insuch limits as OPO GROUP LLC., at its sole discretion, may require from time to timeunder the Operative Agreements. Such sums of money shall only be paid to OPOGROUP LLC.'s bank account in the form of cleared funds. It is the Client’s responsibilityto ensure that the Client understands how a margin is calculated.

14.2. The Client shall pay Initial Margin and/or Hedged Margin at the moment ofopening a position. The amount of Initial Margin and Hedged Margin for eachInstrument is defined in the Contract Specifications.

14.3. If no Force Majeure Event has occurred, OPO GROUP LLC. is entitled to changemargin requirements, giving to the Client 3 (three) Business Days Written Notice priorto these amendments.

14.4. OPO GROUP LLC. is entitled to change margin requirements without priorWritten Notice in the case of Force Majeure Event.

14.5. OPO GROUP LLC. is entitled to apply new margin requirements amended inaccordance with clauses 14.3 and 14.4 to the new positions and to the positions whichare already open.

14.6. OPO GROUP LLC. is entitled to close the Client’s Open Positions without theconsent of the Client or any prior Written Notice if the Equity is less than certain ratedepending on the account type as stipulated on the Website.

14.7. It is the Client’s responsibility to notify OPO GROUP LLC. as soon as the Clientbelieves that the Client will be unable to meet a margin payment when due.

14.8. OPO GROUP LLC. is not obliged to make margin calls for the Client. OPO GROUPLLC. is not liable to the Client for any failure by OPO GROUP LLC. to contact or attemptto contact the Client.

14.9. For the purposes of determining whether the Client has breached clause 14.6above, any sums referred to therein which are not denominated in the Currency of theTrading Account shall be treated as if they were denominated in the Currency of theTrading Account by converting them into the Currency of the Trading Account at therelevant exchange rate for spot dealings in the foreign exchange market.

14.10. The Client undertakes neither to create nor to have outstanding any securityinterest whatsoever over, nor to agree to assign or transfer, any of the Margintransferred to OPO GROUP LLC.

14.11. LeverageAdjustmentPolicy

This section outlines the circumstances under which the Leverage associated withtrading accounts may be automatically adjusted. These adjustments are crucial formaintaining compliance with regulatory requirements and managing risk effectively.The following scenarios trigger automatic changes to Leverage settings:

Market Breaks for Gold Trading:

Leverage settings for gold trading will be automatically adjusted thirty 30 minutesprior to the daily market break. This measure is designed to align with the uniqueliquidity and volatility profiles associated with gold trading.

Weekends and Public Holidays:

Prior to weekends and recognized public holidays, Leverage settings will be modifiedtwo 2 hours before the market's scheduled closing time. This adjustment is inanticipation of decreased liquidity and potential volatility at market reopening.

Significant Economic News:

In the event of significant economic news or announcements, Leverage settings will beadjusted thirty 30 minutes before and five 5 minutes after such news is madepublic. This policy aims to mitigate the risk associated with the high volatility typicallyobserved during these periods.

Release of the Company’s Financial Report:

Upon the release of our company’s financial report, Leverage will automatically beadjusted thirty 30 minutes before the stock market closes and twenty 20 minutesbefore it reopens. This precautionary measure is to manage the heightened marketactivity and potential volatility that can accompany such disclosures.

14.12. Leverage Adjustment Policy General Provisions

The company reserves the right to modify Leverage settings based on marketconditions, account status, and other relevant factors without prior notice.

Clients are advised to regularly review their Leverage settings and are responsible forany trading decisions and outcomes that may result from these adjustments.

These policies are part of our ongoing commitment to provide a transparent and fairtrading environment, ensuring that our clients are well-informed of the conditionsunder which their trades are executed. By continuing to use our trading services,clients agree to be bound by the terms of these Leverage adjustment policies, asoutlined in this agreement.

15. PAYMENTS

15.1. The Client may deposit funds into the Trading Account at any time. All paymentsto OPO GROUP LLC. shall be made in accordance with Payment Instructions set forthon Client’s Personal dashboard. Under no circumstances anonymous payments beaccepted.

15.2. The Client may withdraw funds from the Trading Account at any time inaccordance with the clause 15.3.

15.3. If the Client gives an instruction to withdraw funds from the Trading Account,OPO GROUP LLC. shall pay the specified amount on the same day that the request towithdraw funds was made, or the next working day if the Client’s request is receivedoutside of normal trading hours. If the following requirements are met:

(a) the withdrawal instruction includes all necessary information;
(b) the instruction is to make a bank transfer to the account of the Client (under no

circumstances will payments to anonymous accounts be accepted); and

(c) At the moment of payment, the Client’s Free Margin exceeds the amountspecified in the withdrawal instruction including all payment charges.

The Client acknowledges and accepts that the expected destination of outgoingtransfers/payments will be the same as with the expected destination of incomingfunds. The Client will not be allowed to withdraw his funds by any other method, or toany other country, apart from his/her country of origin.

15.4. OPO GROUP LLC. reserves the right to decline a withdrawal request of theClient asking for a specific transfer method and the Company has the right to suggestan alternative.

15.5. The Client may withdraw any of his/her profits that exceed the amountdeposited from the specific destination of incoming funds, from a bank account thatbelongs to him/her, provided that all the necessary evidence is submitted to OPOGROUP LLC. However, under exceptional cases, OPO GROUP LLC. may proceed tosend funds to a different country from the Client's country of residence, provided thatall the relevant information and documentation is submitted by the Client.

15.6. OPO GROUP LLC. shall debit the Client’s Trading Account for all paymentcharges. If the Client instructs OPO GROUP LLC. to close the Client’s Trading Account,the net amount payable to the Client shall be the balance amount less any and all bankcharges provided the balance amount is greater than the bank charges; if not, then theClient agrees he will not receive any amount and the account will be closed without anyfurther transfer of funds taking place.

15.7. If the Client has the obligation to pay any amount to OPO GROUP LLC. whichexceeds the Trading Account Equity the Client shall pay the amount of excessforthwith upon the next deposit.

15.8. OPO GROUP LLC. ensures that losses will not exceed the total available funds perClients’ OPO GROUP LLC. trading account(s) (negative balance protection).

15.9. All incoming payments shall be credited to the Client’s Trading Account no later thanone 1 business day after funds are cleared by OPO GROUP LLC.’s bank.

15.10. The Client acknowledges and agrees that (without prejudice to any of OPOGROUP LLC.’s other rights under the Operative Agreements to close out the Client’sOpen Positions and exercise other default remedies against the Client), where a sum isdue and payable to OPO GROUP LLC. in accordance with the Operative Agreementsand sufficient cleared funds are not yet been credited to the Client’s Trading Account,OPO GROUP LLC. shall be entitled to treat the Client as having failed to make apayment to OPO GROUP LLC. and to exercise its rights under the OperativeAgreements. The Client shall make any margin payments or other payments due in USdollars, Euros, other currencies accepted by OPO GROUP LLC. The payment amountwill be converted into the Currency of the Trading Account at the rate determined bythe bank of OPO GROUP LLC.

15.11. OPO GROUP LLC. shall update on a regular basis the available payment systemon the deposit & withdrawal section. The availability of each payment system maydiffer depending on country of residence therefore the payment systems available shallbe in the Client Portal.

16. LIMITATIONS OF LIABILITY AND IDEMNITY

16.1. Nothing in the Operative Agreements will exclude or restrict any obligation orliability which OPO GROUP LLC. may have or owe to the Client under ApplicableRegulations, nor any liability which OPO GROUP LLC. may incur under the Law orApplicable Regulations in respect of a breach of any such obligation, nor will anythingin the Operative Agreements require the Client to indemnify or compensate OPOGROUP LLC, to any extent prohibited by Applicable Regulations.

16.2. In the event OPO GROUP LLC. provides advice, information, orrecommendations to the Client, OPO GROUP LLC. shall not be responsible for theprofitability of such advice, information or recommendations. The Client acknowledgesthat OPO GROUP LLC. shall not, in the absence of its fraud, willful default or grossnegligence, be liable for any losses, costs, expenses or damages suffered by the Clientarising from any inaccuracy or mistake in any information given to the Client including,without limitation, information relating to any Transactions. Subject to the right of OPOGROUP LLC. to void or close any Transaction in the specific circumstances set out theOperative Agreements, any Transaction following such inaccuracy or mistake shall nonetheless remain valid and binding in all respects on bothOPO GROUP LLC. and the Client.

16.3. OPO GROUP LLC. will not be liable for any loss or expense incurred by the Clientin connection with, or directly or indirectly arising from:

(a) Any error or failure in the operation of the Trading Platform or any delay causedby the Client Terminal;

(b) Transactions made via the Client Terminal; (c) Any failure by OPO GROUP LLC.to perform any of its obligations under the Operative Agreements as a result of a ForceMajeure or a cause beyond its control; or (d) The acts, omissions or negligence of anythird party.

(e) All Orders given through and under the Client’s Access Data;
(f) Unauthorized third persons having access to information, including electronic

addresses, electronic communication, personal data and Access Data when the aboveare transmitted between the Parties or any other party, using the internet or othernetwork communication facilities, post, telephone, or any other electronic means;

(g) A delay transmitting any Order for Execution;
(h) The solvency, acts/representations or omissions of any third party; I Currency risk;

(j) Slippage;
(k) Any of the risks relating to CFDs trading materializes;
(l) Any changes in the rates of tax;
(m) The Client using Trailing Stop and/or Expert Adviser;
(n) The Client relying in Stop Loss Orders;
(o) Information relating to Trading Schedule hours.

16.4. The Client will indemnify or indemnify on demand OPO GROUP LLC. in respectof all liabilities, costs, claims, damages, demands, losses (including without limitationany interest, penalties and legal costs) and expenses of any nature whatsoever whichOPO GROUP LLC. suffers or incurs as a direct or indirect result of any failure by theClient to perform any of the Client’s obligations under the Operative Agreements and/orwhich may arise in relation to the execution or as a result of the execution of the Client Agreementand/or in relation to the provision of the Services and/or in relation to any Order.

16.5. OPO GROUP LLC. shall in no circumstances be liable to the Client for anyconsequential special or indirect losses, loss of profits, loss of opportunity (including inrelation to subsequent market movements), costs, expenses or damages the Clientmay suffer in relation to the Operative Agreements, unless otherwise agreed in theTerms of Business.

16.6. In the event of a negative balance in a retail Client account, OPO GROUP LLC.will not file a claim against the Client for that amount, except in cases where the Clienthas used illicit methods to create it.

16.7. Without prejudice to any other clauses of this Client Agreement, and to theextent permitted by Governing Legislation, OPO GROUP LLC. will have no liability to theClient in relation to any loss, costs or expenses that may be suffered by the Clientbecause of technology limitations/ failures, server maintenance, planned maintenance,custodian rollover process, including but not limited to:

(a) any delay or defect in or failure of the whole or any part of the OPO GROUP LLC.’ssoftware or any systems or network links or any other means of communication; or

(b) any computer viruses, worms, software bombs or similar items being introducedinto Client’s computer hardware or software except where such loss, cost or expense isa result of OPO GROUP LLC.’s own negligence, fraud or willful default.

17. COMPLAINTS MANAGEMENT PROCEDURE

17.1. If any conflict situation arises when the Client reasonably believes that OPOGROUP LLC. as a result of any action or failure to act has breached one or more of theterms of the Operative Agreements, the Client has the right to lodge a complaint withOPO GROUP LLC. as soon as reasonably practicable after the occurrence of the event.

a. Complaints Procedure

17.2 To file any complaint, the Client should follow the procedure outlined in the Complaints Management Policy posted on the Website.

17.3 OPO GROUP LLC. has the right to dismiss a complaint in case it does not complywith the requirements set out above.

b. Server Log File

17.4 The Server Log File is the most reliable source of information in a case of anydispute. The Server Log File has the absolute priority over other arguments includingthe Client Terminal Log File as the Client Terminal Log File does not register everystage of the execution of the Client’s Instructions and Requests.

17.5 If the Server Log File has not recorded the relevant information to which theClient refers, the argument based on this reference may not be considered.

c. Indemnification

17.6 OPO GROUP LLC. may indemnify the Client by:

(a) crediting/debiting the Client’s Trading Account: this correcting entry will have anexplanatory narrative; and/or

(b) reopening erroneously closed positions; and/or
(c) Deleting erroneously opened positions or placed Orders.

17.7 OPO GROUP LLC.has the right to choose the method of indemnification at itssole discretion.

17.8 Complaints on matters not mentioned in the Operative Agreements and/orComplaint Management Policy are resolved in accordance with the common marketpractice and at the sole discretion of OPO GROUP LLC.

17.9 If the Quotes Flow has been interrupted due to a software and/or hardwarefailure, all decisions regarding the complaint will be made on a basis of the live Server’sQuotes Base synchronized in accordance with the Terms of Business.

17.10 OPO GROUP LLC. shall not be liable to the Client if for any reason the Client hasreceived less profit than the Client had hoped for or has incurred a loss because ofuncompleted action which the Client had intended to complete.

17.11 OPO GROUP LLC. shall not be liable to the Client regarding any indirect,consequential, or non-financial Damage (emotional distress, etc.).

17.12 The Compliance Department shall consider any Client’s complaint and endeavorto investigate any Dispute or complaint as soon as reasonably practicable. Allcomplaints will be considered within five Business Days from the day the complaint isreceived.

d. Refusal of Complaint

17.13 OPO GROUP LLC. shall have the absolute right to refuse a complaint lodged by aClient.

17.14 If the Client has been notified in advance by Trading Platform internal mail orsome other way of routine construction on the Server, complaints made regarding anyunexecuted Instructions or Requests which are given during such a constructionperiod, are not accepted. The fact that the Client has not received a notice shall notconstitute a reason to lodge a complaint.

17.15 Complaints regarding a Transaction or Order execution based on the differencein the prices for the Contract for Difference in the Trading Platform and for theunderlying asset of the Contract for Difference are not accepted.

17.16 Complaints regarding time of Order execution notwithstanding the amount oftime a Dealer needed to execute the Order as well as the time when the ServerLog-File Recorded Order execution are not accepted unless the Order placed in thequeue has not been executed as the Terms of Business provide.

17.17 No Client complaints will be accepted regarding the financial results of the dealsmade using temporary excess Free Margin on the Trading Account gained because of aprofitable position (canceled by the Company afterwards) opened at an Error QuoteSpike) or at a Quote received because of a Manifest Error.

17.18 In regard to all disputes any references by the Client to the Quotes of othercompanies or information systems will not be considered.

17.19 The Client acknowledges that he/she will not be able to manage the positionwhile the dispute regarding this position is being considered and no complaints inregard to this matter are accepted.

17.20 The Client acknowledges that OPO GROUP LLC. will not notify him/her that thedispute has been resolved and the position has been reopened and the Client shall beresponsible for all the risks in this respect.

17.21 Once the dispute has been resolved the OPO GROUP LLC. has the right totrigger the Stop Loss or Take Profit in the chronological order in which they would havebeen triggered if the Stop Out had not been executed.

17.22 OPO GROUP LLC. has the right to void any Transaction if the correspondinghedge trade has been canceled by a Liquidity Provider.

17.2 It is hereby acknowledged and accepted that the Client should consult theComplaints Management Policy found on OPO GROUP LLC.’s website, as amended fromtime to time, vis-à-vis the initiation of the above procedure.

18. COMMUNICATIONS

18.1. The rules of communication between the Client and OPO GROUP LLC. are setout in the Terms of Business.

18.2. The Client shall give Instructions and Requests only via the Client Terminal, inaccordance with the Terms of Business.

19. WRITTEN NOTICE

19.1. Any Written Notice given under this Agreement may be made as follows:

(a) Trading Platform internal mail;
(b) email;
(c) post; or
(d) Information published on OPO GROUP LLC. News Webpage.

19.2. All contact details provided by the Client, e.g. address, email address as lastnotified will be used as applicable. The Client agrees to accept any notices ormessages from OPO GROUP LLC. at any time.

19.3. Any such Written Notice will be deemed to have been served:(a) if sent by email, within one hour after emailing it;

(b) if sent by Trading Platform internal mail, immediately after sending it;
(c) if sent by post, seven calendar days after posting it;
(d) If posted on OPO GROUP LLC. News Webpage, within one hour after it has been posted.

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19.4. For the purpose of clause 19, “business hours” mean between 800 a.m. and 500 p.m.on a Business Day.

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20. AMENDMENT AND TERMINATION

20.1. The Client acknowledges that OPO GROUP LLC. has the right to unilaterallymodify the terms and conditions of the Operative Agreements at any time and at itssole discretion, giving to the Client Written Notice by email and/or by posting themodification on the Website and the Client shall have an option to terminate thepresent by giving notice in writing. The Client acknowledges that a variation which ismade to reflect a change of law or regulation may, if necessary, take effectimmediately.

20.2. Both parties may terminate this Agreement with immediate effect by givingWritten Notice to the other Party.

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20.3. Any such termination will not affect any obligation which has already beenincurred by either the Client or OPO GROUP LLC. in respect of any Open Position or anylegal rights or obligations which may already have arisen under the OperativeAgreements or any Transactions and deposit/withdrawal operations made thereunder.

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20.4. Upon termination of this Agreement, OPO GROUP LLC. will be entitled withoutprior notice to the Client to cease to grant the Client access to the Trading Platform.

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20.5. Upon termination of this Agreement, all amounts payable by the Client to OPOGROUP LLC. will become immediately due and payable including (but withoutlimitation):

a) all outstanding fees, charges and commissions;
b) any dealing expenses incurred by terminating this Agreement and charges incurred for

transferring the Client’s investments to another investment firm; and

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c) any losses and expenses realized in closing out any Transactions or settling orconcluding outstanding obligations incurred by OPO GROUP LLC. on the Client’s behalf;

d) Any charges and additional expenses incurred or to be incurred by OPO GROUPLLC. as a result of the termination of the Agreement;

e) Any damages which arose during the arrangement or settlement of pending obligations.

20.6. The Client is required to provide OPO GROUP LLC. with full and always updatedDue Diligence Documents KYC Documents). The documents will be evaluated by OPOGROUP LLC. Identity Verification team, within up to 48 hours. The Company shallnotify the Client about any expired documents through different means ofcommunication. If the Client does not provide valid and updated information withinfifteen 15 calendar days after the documents have expired, the account(s) will be setto Close Only Mode (the Client will not be permitted to open any new Transactions orincrease exposure under existing Transactions, but the Client will be permitted toclose, partially close or reduce exposure, under existing Transactions).

20.7. The Client will be able to re-activate their account(s) and resume trading oncethe updated Client Identification and Due Diligence Documents are provided andaccepted by OPO GROUP LLC.

20.8. In case the Client does not provide the requested updated documents withinsixty 60 calendar days since the date the account(s) hasbeen transferred to Close Only Mode:

20.8.1. If the Client has zero balances with OPO GROUP LLC., the account(s) of thisClient will be closed and the business relationship between OPO GROUP LLC. and theClient will be terminated.

20.8.2.if the Client has balances with OPO GROUP LLC. and does not have openpositions, then one of the below actions will take place prior to closing the account(s):

1. The Company will send the funds back to the same source as received andproceed with the closure of the account(s) once the balance of the account(s) is zero;

2. In case that withdrawal charges exceed the amount to be returned, the Company willrequest the Client’s consent to send these funds to charity;

3. In case there is no response from the Client or funds could not be sent to thesame source as received, Client’s funds will be kept in segregated bank accounts of theCompany and denominated as Client Funds until feedback is received from the Client.Email can be sent to Support@opofinance.com in order to submit a withdrawal request;

4. The account(s) of the Client will be closed and the business relationshipbetween OPO GROUP LLC. and the Client will be terminated.

20.8.3 If the Client has balances with OPO GROUP LLC. and has open positions, onceall open positions are closed by the Client, the Company will proceed with one of therelevant actions as described above in clauses 20.8.1. And 20.8.2. Depending on theClient’s balance with OPO GROUP LLC.

20.9. OPO GROUP LLC. shall inform the Client through different means ofcommunication about any additionally required information. Additionally, OPO GROUPLLC. reserves the following rights:

-to set any of the Client’s MT4 and MT5 account(s) to ‘Close Only’ mode at any point of time;

To disable Client’s MT4 and MT5 account(s) (the Client will not have the possibility totrade at all), if the Client does not provide requested information after fourteen 14days notification, until such additional information is provided and accepted. Ifrequested information according to this clause is not provided within ninety 90calendar days since the day the notification was sent to the Client, the Client’saccount(s) will be closed, and the Company will proceed with one of the relevantactions as described above in clauses 20.8.1. And 20.8.2. Depending on the Client’sbalance with OPO GROUP LLC.

20.10. Upon Termination OPO GROUP LLC. reserves the right to keep Client’s funds asnecessary to close positions which have already been opened and/or pay any pendingobligations of the Client under the Agreement.

20.11 Upon Termination OPO GROUP LLC. reserves the right to combine any ClientAccounts of the Client, to consolidate the Balances in such Client Accounts and to setoff those Balances and close the Client Account.

20.12. Upon termination of this Agreement OPO GROUP LLC. will be entitled withoutprior notice to the Client to cease to grant the Client access to market data and/orClose the Client Account and/or convert any currency and/or suspend or freeze orclose any open positions or reject Orders.

20.13. Upon Termination if there is Balance in the Client’s favor, OPO GROUP LLC. will(after withholding such amounts that in OPO GROUP LLC.’s absolute discretionconsiders appropriate in respect of future liabilities) pay such Balance to the Client assoon as reasonably practicable and supply him with a statement showing how thatBalance was arrived at and, where appropriate, instruct any Nominee or/and anyCustodian to also pay any applicable amounts. Such funds shall be Delivered inaccordance with the Client’s Instructions to the Client.

21. HOW WE USE YOUR PERSONAL INFROMATION

21.1. OPO GROUP LLC. will only use the Client’s personal information as set out in OPOGROUP LLC’s Policy Statement here.

22. CONFIDENTIALITY AND WAIVER

The information which OPO GROUP LLC. holds about the Client is confidential and willnot be used for any purpose other than in connection with the provision of theServices. Information of a confidential nature will be treated as such provided that suchinformation is not already in the public domain or in the legal possession of OPOGROUP LLC. and was not subject to an obligation of confidence or non-disclosure atthe moment of its receipt by OPO GROUP LLC. Information of a confidential nature willonly be disclosed to any person, in the following circumstances:

(a) where required by law or as requested by regulatory and enforcementauthorities, courts and similar bodies which have jurisdiction over OPO GROUP LLC.;

(b) to investigate or prevent fraud or other illegal activity;
(c) to those members of OPO GROUP LLC.’s personnel who require information

thereof for the performance of their duties under the Operative Agreements or to anythird party in connection with the provision of Services to the Client by OPO GROUPLLC.;

(d) for purposes ancillary to the provision of the Services or the administration ofthe Client’s Trading Account, including, without limitation, for the purposes of credit oridentification enquiries or assessments;

(e) at the Client’s request or with the Client’s consent;
(f) to OPO GROUP LLC.’s consultants, lawyers, auditors, provided that in each case

the relevant professional shall be informed about the confidential nature of suchinformation and commit to the confidentiality herein obligations as well;

(g) to judicial proceeding between OPO GROUP LLC. and the Client;
(h) Where required in compliance with the Foreign Accounting Tax Compliance Act

FATCA, the Common Reporting Standard CRS and MiFIR.

23. TIME OF ESSENCE

23.1. Time shall be of the essence in the Operative Agreements.

24. DEFAULT

24.1. Each of the following constitutes an “Event of Default”:

a) the failure of the Client to provide any Initial Margin and/or Hedged Margin, orother amount due under the Operative Agreements;

b) the failure of the Client to perform any obligation due to OPO GROUP LLC.;
c) any breach of clauses 14 or 15 by the Client;
d) the initiation by a third party of proceedings for the Client’s bankruptcy (if the

Client is an individual) or for the Client’s winding-up or for the appointment of anadministrator or receiver in respect of the Client or any of the Client’s assets (if theClient is a company) or (in both cases) if the Client makes an arrangement orcomposition with the Client’s creditors or any procedure which is similar or analogousto any of the above is commenced in respect of the Client;

e) where any representation or warranty made by the Client in clause 25 herein isor becomes untrue;

f) the Client is unable to pay the Client’s debts when they fall due;
g) the Client (if the Client is an individual) dies or becomes of unsound mind;
h) any other circumstance where OPO GROUP LLC. reasonably

believes that is Necessary or desirable to take any action set out in clause24.2.

i) the Client attempts and/or performs any of the actions which shall bedetermined by OPO GROUP LLC. as fraud, manipulation, swap-arbitrage or other formsof deceitful or fraudulent activity in the Client’s account or accounts with the Company;

j) the Client has carried out trading: which can be characterized as excessive without a legitimate intent, to profitfrom market movements; While relying on price latency or arbitrage opportunities;which can be considered as market abuse

during Abnormal Market Conditions.

k) authority or body or court; an action set out in paragraph 24.2 is required by a competent regulatory

l) in cases of material violation by the Client of the requirements established bylegislation of the Republic of Cyprus or other countries, such materiality determined ingood faith by OPO GROUP LLC.;

m) if OPO GROUP LLC. suspects that the Client is engaged into money launderingActivities or terrorist financing or other criminal activities;

24.2. If an Event of Default occurs OPO GROUP LLC. may, at its absolute discretion, atany time and without prior Written Notice, take one or more of the following steps:

a) terminate the Client Agreement without notice;
b) close out all or any of the Client’s Open Positions at current Quotes;
c) debit the Client’s Trading Account(s) for the amounts which are due to OPO

GROUP LLC.;

d) close any or all of the Client’s Trading Accounts held with OPO GROUP LLC.;
e) refuse to open new Trading Accounts for the Client;
f) adjust the Client’s trading account balance to remove illicit profit;
g) Convert any currency.

25. REPRESENTATIONS AND WARRANTIES

25.1. The Client represents and warrants to OPO GROUP LLC., and agrees that eachsuch representation and warranty is deemed repeated each time the Client gives anInstruction or Request by reference to the circumstances prevailing at such time, that:

a) the information provided by the Client to OPO GROUP LLC. in the “Completeyour Profile” Form and the Operative Agreements and/or any subsequent form and/ordocument provided at the time of registration, and at any time thereafter is true, valid,authentic, accurate and complete in all material respects;

b) the Client has read and fully understood the terms of the Operative Agreementsincluding the Risk Disclosure;

c) the Client is duly authorized to enter into the Operative Agreements, to giveOrders, Instructions and Requests and to perform its obligations thereunder;

d) The Client acts as Principal and not as agent or representative or trustee orcustodian on behalf of someone else. The Client may act on behalf of someone elseonly if the Company specifically consents to this in writing and provided all thedocuments required by the Company for this purpose are received;

e) Margin Trading Account” Form or, if the Client is a company, the person who hascompleted “Application to Open a Corporate Margin Trading Account” Form on theClient’s behalf is duly authorized to do so;

f) if the Client is a company, the Client is duly and lawfully registered and existingunder the laws of the jurisdiction of its incorporation;

g) all actions performed under the Operative Agreements will not violate the Law,the Applicable Regulations or any law, ordinance, charter, by-law or rule applicable tothe Client or to the jurisdiction in which the Client is resident, or any agreement bywhich the Client is bound or by which any of the Client’s assets are affected;

h) the Client consents to the provision of the information of the OperativeAgreements by means of Website and/or any other means which OPO GROUP LLC.chooses at its sole discretion;

i) the Client confirms that he / she has regular access to the internet and consentsOPO GROUP LLC. provides him/her with information, including, without limitation,information about amendments to the terms and conditions, costs, fees, the OperativeAgreements, Policies and information about the nature and risks of investments byposting such information on the Website.

j) the Client funds and/or any Financial Instruments, which the Client may deliverto OPO GROUP LLC. in accordance with the terms of this Agreement are not in anydirect or indirect way the proceeds of any illegal activity or used or intended to be usedfor terrorist financing.

k) the Client funds and/or any Financial Instruments, which the Client may deliverto OPO GROUP LLC. in accordance with the terms of this Agreement, are owned by theClient and are free of any lien, charge, pledge or other encumbrance or claim by anythird party;

l) the Client has chosen the particular type of service and financial instrument,taking his/her total financial circumstances into consideration which he/she considerreasonable under such circumstances;

m) the Client will make use of the services and/or prices offered under thisAgreement in good faith and, where applicable, acting in accordance with acceptedmarket practice;

n) the Client has declared in the Account Opening Application Form if he is aPolitically Exposed Person and will notify the Company if at any stage during thecourse of this Client Agreement he becomes a Politically Exposed Person;

o) There are no restrictions on the markets or financial instruments in which anyTransactions will be sent for execution, depending on the Client’s nationality or religion.

25.2. In addition to all other rights and remedies available to it, OPO GROUP LLC. hasthe right to render any position voidable or to close out any or all positions at thecurrent Quotes at any time, at its absolute discretion, if the Client breaches clause 25.1.

25.3. The Client shall be under an ongoing obligation to inform OPO GROUP LLC. if theClient’s tax status changes.

25.4. If the Client is an employee or contractor of a financial services firm or any otherfirm that has controls over the financial transactions in which its employees andcontractors deal, the Client will give OPO GROUP LLC. proper notice of this and of anyrestrictions that apply to Clients’ dealing.

25.5. The Client will not use the prices OPO GROUP LLC. makes available to the Clientfor any purpose other than for his own trading purposes, and the Client agrees not toredistribute the prices OPO GROUP LLC. makes available to the Client to any otherperson whether such redistribution be for commercial or other purposes.

25.6. The Client will use the services offered by OPO GROUP LLC. pursuant to thisClient Agreement in good faith and, to this end, the Client will not use any electronicdevice, software, algorithm, or any trading strategy or any arbitrage practices (such asbut not limited to latency abuse, price manipulation or time manipulation) that aims tomanipulate or take unfair advantage of the way in which OPO GROUP LLC. makesavailable bid or offer prices. In addition, the Client agrees that using any device,software, algorithm, strategy or practice in his dealings with OPO GROUP LLC. wherebythe Client is not subject to any downside market risk will be evidence that the Client istaking unfair advantage of OPO GROUP LLC.

25.7. If a situation arises that is not covered under this Agreement, OPO GROUP LLC.shall aim to resolve the matter and/or handle the situation on the basis of good faith,and where applicable, in accordance with market practice; in such a situation, theClient agrees to provide any information and/or documentation and/or do any suchacts, as OPO GROUP LLC. may request on the basis of good faith, and whereapplicable in accordance with accepted market practices, in order to respond to such asituation.

26. FORCE MAJEURE

26.1. OPO GROUP LLC. may, in its reasonable opinion, determine that a Force MajeureEvent exists, in which case OPO GROUP LLC. will, in due course, take reasonable stepsto inform the Client. A Force Majeure Event includes without limitation:

(a) any act, event or occurrence including, without limitation, any nationalemergency, strike, riot or civil commotion, government actions, acts of terrorism,outbreak or threat of war or hostilities, act of God, earthquake, epidemic, accident, fire,flood, storm, breakdown,

(b) interruption or malfunction of power supply, electronic, communicationequipment or supplier failure, civil unrest, statutory provisions, lock-outs, or any otherinternational calamity, economic or political crisis, or natural disaster) which, in OPO GROUP LLC’sreasonable opinion, prevents OPO GROUP LLC. from maintaining an orderly market inone or more of the Instruments;

(c) the suspension, liquidation or closure of any market or the abandonment orfailure of any event to which OPO GROUP LLC. relates its Quotes, or the imposition oflimits or special or unusual terms on the trading in any such market or on any suchevent; (d) abnormal Market Conditions; or

(e) Any event, act or circumstances not reasonably within OPO GROUP LLC.’s controland the effect of that event(s) is such that OPO GROUP LLC. is not in a position to takeany reasonable action to cure the default.

26.2. If OPO GROUP LLC. determines in its reasonable opinion that a Force MajeureEvent exists (without prejudice to any other rights under the Operative Agreements)OPO GROUP LLC. may without prior Written Notice and at any time take any of thefollowing steps:

(a) increase margin requirements;
(b) close out any or all Open Positions at such prices as OPO GROUP LLC. considers

in good faith to be appropriate;

(c) suspend or freeze or modify the application of any or all terms of the OperativeAgreements to the extent that the Force Majeure Event makes it impossible orimpractical for OPO GROUP LLC. to comply with them; or

(d) take or omit to take all such other actions as OPO GROUP LLC. deems to bereasonably appropriate in the circumstances with regard to the position of OPO GROUPLLC., the Client and other Clients; (e) increase Spreads; (f) decrease Leverage.

26.3. Except as expressly provided in this Client Agreement, OPO GROUP LLC. will notbe liable or have any responsibility for any type of loss or damage arising out of anyfailure, interruption, or delay in performing its obligations under this Client Agreementwhere such failure, interruption or delay is due to a Force Majeure event.

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27. MISCELLANEOUS

27.1 OPO GROUP LLC. has the right to suspend the Client’s Trading Account at anytime for any good reason (including Abnormal Market Conditions) with or withoutWritten Notice to the Client.

27.2 OPO GROUP LLC. reserves the right to suspend, close or unwind anyTransaction which has resulted from any miss-configuration, technical error or if OPOGROUP LLC. suspects any fraud, manipulation, arbitrage or other forms of deceitful orfraudulent activity in a Client’s account or multiple accounts with OPO GROUP LLC. orotherwise related or connected to the any and/or all Transactions. Under suchcircumstances, OPO GROUP LLC. shall be entitled to withdraw any profits and chargeany costs which it deems, in its sole discretion, to have been inappropriately gainedand shall not be liable for the cancellation of any Transaction or profits or in the eventof any damages or losses which may result from the suspension, closure or unwinding.

27.3 In the event that a situation arises that is not covered under the OperativeAgreements, OPO GROUP LLC. will resolve the matter on the basis of good faith andfairness and, where appropriate, by taking such action as is consistent with marketpractice.

27.4 No single or partial exercise of, or failure or delay in exercising any right, poweror remedy (under these terms or at law) by OPO GROUP LLC. shall constitute a waiverby OPO GROUP LLC. of or impair or preclude any exercise or further exercise of, that orany other right, power or remedy arising under the Operative Agreements or at law.

27.5 Any liability of the Client to OPO GROUP LLC. under the Operative Agreementsmay in whole or in part be released, compounded, compromised, or postponed by OPOGROUP LLC. in its absolute discretion without affecting any rights in respect of that orany liability not so waived, released, compounded, compromised or postponed.

A waiver by OPO GROUP LLC. of a breach of any of the terms of the OperativeAgreements or of a default under these terms does not constitute a waiver of any otherbreach or default and shall not affect the other terms.

A waiver by OPO GROUP LLC. of a breach of any of the terms of the OperativeAgreements or a default under these terms will not prevent OPO GROUP LLC. fromsubsequently requiring compliance with the waived obligation.

27.6 The rights and remedies provided to OPO GROUP LLC. under the OperativeAgreements are cumulative and are not exclusive of any rights or remedies provided bylaw

27.7 OPO GROUP LLC. may assign the benefit and burden of the OperativeAgreements to a third party in whole or in part, provided that such assignee agrees toabide by the terms of the Operative Agreements. Such assignment shall come intoeffect ten Business Days following the day the Client is deemed to have receivednotice of the assignment in accordance with the Terms of Business.

27.8 If any term of the Operative Agreements (or any part of any term) shall be heldby a court of competent jurisdiction to be unenforceable for any reason then such termshall, to that extent, be deemed severable and not form part of this Agreement or theTerms of Business, but the Enforceability of the remainder of Operative Agreementsshall not be affected.

27.9 The Client may not assign, charge, or otherwise transfer or purport to assign,charge or otherwise transfer the Client’s rights or obligations under the OperativeAgreements without Prior written consent of OPO GROUP LLC. and any purportedassignment, charge, or transfer in violation of this term shall be void.

27.10 Where the Client comprises two or more persons, the liabilities, and obligationsunder any agreement with OPO GROUP LLC. shall be joint and several. Any warning orother notice given to one of the persons which form the Client shall be deemed to havebeen given to all the persons who form the Client. Any Order given by one of thepersons who form the Client shall be deemed to have been given by all the personswho form the Client.

27.11 In the event of the death or mental incapacity of one of the persons which formthe Client, all funds held by OPO GROUP LLC. or its Nominee, will be for the benefit andat the order of the survivor Account Holder(s) and all obligations and liabilities owed toOPO GROUP LLC. will be owed by such survivor(s).

27.12 The Client accepts and understands that OPO GROUP LLC.’s official language isthe English language, and the Client should always read and refer to the main websitefor all information and disclosures about OPO GROUP LLC. and its activities.

Translation or information provided in languages other than English in OPO GROUPLLC.’s local websites is for informational purposes only and do not bind OPO GROUPLLC. or have any legal effect whatsoever, OPO GROUP LLC. having no responsibility orliability regarding the correctness of the information therein.

27.13 OPO GROUP LLC., under the terms and conditions of this Agreement and inaccordance with its internal policies and procedures, reserves the right in its absolutediscretion, to create a dormant accounts policy and/or to impose on any dormantand/or inactive account a handling fee of $5 or equivalent per month and/or close thetrading account upon and/or after the period of six 6 consecutive months of inactivityin the following cases:

a) Where a Client has not transacted with OPO GROUP LLC. for a period of six 6consecutive months and OPO GROUP LLC. will deem the trading account to be dormantand/or inactivate;

b) Where a Client’s dormant and/or inactivate account(s) has a positive cashbalance, OPO GROUP LLC. reserves the right at its absolute discretion to apply and/orimpose a handling fee of $5 or equivalent per month and as this may be amended fromtime to time by OPO GROUP LLC.;

c) Where a Client makes a genuine attempt to resolve their account balances, OPOGROUP LLC. reserves the right to waive any and/or all payments and/or fees at its ownand absolute discretion;

d) Where a Client’s dormant account and/or inactivate account(s) has a zero cashbalance the handling fee of $5 or equivalent per month shall not be imposed by OPOGROUP LLC. However, OPO GROUP LLC. will reserve the right to close the account(s)upon and/or after the period of six 6 consecutive months of inactivity.

28. GOVERNING LAW AND JURISDICTION

28.1. This Agreement shall be governed by and construed in accordance with thelaws of St. Vincent and the Grenadines.

28.2. With respect to any proceedings, the Client irrevocably: agrees with the courtsof St. Vincent and the Grenadines.

(a) shall have exclusive jurisdiction to determine any proceedings; submits to thejurisdiction of St. Vincent and the Grenadines;

(b) waives any objection which the Client may have at any time to the bringing ofany proceedings in any such court;

(c) Agrees not to claim that such proceedings have been brought in an inconvenientforum or that such court does not have jurisdiction over the Client.

28.3. Intellectual Property Legal Clause:

The Client hereby is deprived from any right to use “OPO GROUP LLC.” as the part of ora sole word while registering domain names or as the part of or a sole word whiletaking nickname in any social network and/or from any other unauthorized usage of“OPO GROUP LLC.” for personal needs.

All copyrights, trademarks, trade secrets, and other intellectual property rights andproprietary rights to the Website in its totality, its contents, and any related materials (“Company’s IP”) shall always remain the sole and exclusive property of the Companyand the Client shall have no right or interest in the Company’s IP except for the right toaccess and use the Company’s IP as specified in the Agreement.

The Client acknowledges that the Company’s IP is confidential and has been developedby means of substantial investments of skill, time, effort, and money. The Client shallprotect the confidentiality of the Company’s IP and not allow website access to anythird party. The Client shall not publish, distribute, or otherwise make the Companyliable to third parties, any information derived from or relating to the Company IP. TheClient shall not copy, modify, decompile, reverse engineer, or make derivative works ofthe Company’s IP.

29. USE OF THE TRADING PLATFORM, ACCESS DATA, MARKET DATA AND SAFETY

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29.1 The Client will not proceed and avoid proceeding in any action that couldprobably allow the irregular or unauthorized access or use of the Trading Platform. TheClient accepts and understands that OPO GROUP LLC. reserves the right, at itsdiscretion, to terminate or limit his access to the Trading Platform if it suspects that heallowed such use.

29.2 When using the Trading Platform, the Client will not, whether by act or omission,do anything that will or may violate the integrity of the Trading Platform or cause it tomalfunction.

29.3 The Client is permitted to store, display, analyze, modify, reformat and print theinformation made available through the Trading Platform. The Client is not permitted topublish, transmit, or otherwise reproduce that information, in whole or in part, in anyformat to any third party without OPO GROUP LLC.’s consent.

The Client may not alter, obscure, or remove any copyright, trademark or any othernotices that are provided on the Trading Platform.

29.4 The Client is solely responsible for providing and maintaining the compatibleequipment necessary to access and use the Trading Platform.

29.5 The Client agrees to keep secret and not to disclose any Access Data to anyperson other than an individual who has been expressly authorized to act on his behalfaccording to clause

29.6 The Client agrees to notify OPO GROUP LLC. immediately if he knows orsuspects that his Access Data has or may have been disclosed to any unauthorizedperson.

29.7 The Client agrees to co-operate with any investigation OPO GROUP LLC. mayconduct into any misuse or suspected misuse of his Access Data.

29.8 The Client accepts that he will be liable for all orders given through and underhis Access Data and any such orders received by us will be considered as received byhim. In cases where a third person is assigned as an authorized representative to acton his behalf (according to clause 5.3.), the Client will be responsible for all ordersgiven through and under his representative’s Access Data.

29.9 The Client acknowledges that OPO GROUP LLC. bears no responsibility ifunauthorized third persons have access to information, including electronic addresses,electronic communication and personal data, when the above are transmitted, usingthe internet or other network communication facilities, post, telephone, or any otherelectronic means.

29.10 With respect to market data and/or other information which OPO GROUP LLC.and/or any third-party service provider may provide the Client in connection with theuse by the Client of the OPO GROUP LLC. Online Trading System, the Client agrees:

a) That OPO GROUP LLC. or such third party shall not be responsible or liable:

(i) if such data or information is found to be incorrect, inaccurate, or incomplete and/or
(ii) for any actions taken or not taken by the Client on the basis of such data or information;

b) to use such data or information solely for the purposes set out in this ClientAgreement and in compliance with Applicable Regulations and/or other legislation, atall times;

c) that such data or information belong to and are the property of OPO GROUPLLC. or such third party and that the Client shall not be permitted to publish, transmitor otherwise reproduce such data or information, in whole or in part, and in any formatto any third

party except as required by Applicable Regulations and/or without OPO GROUP LLC.’sexpress written consent;

d) to pay such fees and/or applicable taxes (if applicable) associated with the useof the Company Online Trading System or use of such data and/or information, as suchfees may be communicated to the Client from time to time;

e) to immediately inform OPO GROUP LLC. in case the Client is no longer anonprofessional user for market data purposes;

f) to provide OPO GROUP LLC., immediately upon request by OPO GROUP LLC., with Suchinformation in relation to the Client and the Client’s use or intended use of market data;

g) that OPO GROUP LLC. may monitor the Client’s use of market data; and
h) That OPO GROUP LLC. may at its discretion remove the Client’s access to market data at

any time.

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29.11. The Client represents and warrants that he will not use OPO GROUP LLC.’s OnlineTrading System in contravention of this Client Agreement, that he will use OPO GROUPLLC.’s Online Trading System only for the benefit of his Client Account and not onbehalf of any other person, and that he will not use (or allow another person to use)any software, program, application or other device, directly or indirectly, to access orobtain information through OPO GROUP LLC.’s Online Trading System or automate theprocess of accessing or obtaining such information.

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30. REMEDIES FOR BREACH

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30.1. Without prejudice to the rights, powers, remedies and privileges provided by law,failure by a party to take any actions required by or to otherwise comply with clause 30or any inaccuracy Of the representation and warranty in clause 22.2, in either case, willnot constitute an Event of Default or Termination Event in respect of such party.

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31. RISK DISCLOSURE

31.1. OPO GROUP LLC. discloses and the Client acknowledges that he/she runs a greatrisk of incurring losses and damages as a result of the purchase and/or sale of anyfinancial instrument and accepts that he/she is willing to undertake this risk.

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32. TRADING BENEFITS

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32. TRADING BENEFITS

32.1. In the event where the Client agrees to participate in a promotion and/or contestwhich offers a trading benefit (hereinafter the Trading Benefits Scheme) the followingterms and conditions shall apply:

(a) A Client shall not be entitled to participate in more than one Trading BenefitScheme at the same time, unless otherwise explicitly provided in the applicable termsand conditions of the Trading Benefit Scheme.

(b) OPO GROUP LLC. will not be liable for any margin call or losses that the Clientmay suffer, including but not limited to losses due to Stop-out Level, if the tradingbenefit is withdrawn for any reason pursuant to the applicable terms and conditions ofthe Trading Benefit Scheme. OPO GROUP LLC. ensures that losses will not exceed thetotal available funds per Clients’ trading account(s) (negative balance protection).

(c) OPO GROUP LLC. reserves the right, as it in its sole discretion deems fit, to alter,amend, suspend, cancel, or terminate the Trading Benefit Scheme, or any aspect of it,at any time provided that it informs the Client that was granted a trading benefit inadvance. The Client shall have the right either to continue using the Trading BenefitScheme or to cancel it without any cost and without being considered that the tradingbenefit conditions are not fulfilled. Under no circumstances shall OPO GROUP LLC. beliable for any consequences of any alteration, amendment, suspension, cancelation, ortermination of the Trading Benefit Scheme.

(d) Any indication or suspicion of fraud, manipulation, cash-back or bonus or swaparbitrage, or other forms of deceitful or fraudulent activity in a Client’s account ormultiple account with OPO GROUP LLC. or otherwise related or connected to theTrading Benefit Scheme will nullify any and all transactions executed and/or profits orlosses garnered therein.

(e) OPO GROUP LLC. reserves the right, at its sole discretion, to disqualify anyindividual from any trading benefit if OPO GROUP LLC. suspects misuses or attempts tomisuse the Trading Benefit Scheme or breaches the present Agreement and/or any ofOPO GROUP LLC.’s Business Terms and/or the terms and conditions of the TradingBenefit Scheme and to cancel all orders and annul all profits of such client. In thesecircumstances, OPO GROUP LLC. shall not be liable for any consequences of thetrading benefit cancellation.

(f) In the event of dispute, this shall be resolved in accordance to the complaintsprocedure set out herein. It is hereby acknowledged and accepted that the Clientshould also consult the Complaints Management Policy found on OPO GROUP LLC.’swebsite, as amended from time to time, vis a-vis the initiation of any dispute resolution.

(g) Notwithstanding the translated language of the terms and conditions of aTrading Benefit Scheme, the English wording shall be the binding version in the eventof any discrepancy between the two languages.

33. SWAP FREE ACCOUNT

33.1. In the case where the Client opens a Swap-Free Trading Account(s) the Clientacknowledges and agrees to the following:

(a) If OPO GROUP LLC. suspects any fraud, manipulation, swap-arbitrage or otherforms of deceitful or fraudulent activity in a Client’s account(s) or otherwise related orconnected to any and/or all Transactions, then OPO GROUP LLC. reserves the right, atits sole discretion, to close all open positions in the Client’s Trading Account anddeduct or add a penalty (equivalent to the swap and/or any profit amount) for allTransactions made in the account(s) and decline from accepting any further requestsfrom the Client to be exempted from any swaps;

(b) The Client acknowledges and agrees to:

(i) trade only with Financial Instruments;
(ii) the Swap Free charge for all positions open as these may be defined and/or

issued by OPO GROUP LLC. from time to time (inclusive of the day of the position isopened and/or closed) and as such charges and duration is provided within theContract Specifications for Swap Free Accounts section on the Website.

(c) The Client acknowledges and accepts herein that, OPO GROUP LLC. reservesthe right upon its sole discretion, from time to time, and/or at any time to:

(i) amend the Swap Free Charge; and/or (ii) amend the Instruments provided byposting on the Swap Free Page, following which such amendments/changes shall beeffective on the date stated thereof; and/or (iii) discontinue the swap-free accountwithout issuing further warning to the Client.

33.2. In the event that OPO GROUP LLC. determines, in its sole discretion, that anOrder(s) submitted by the Client is clearly erroneous, OPO GROUP LLC. reserves theright to disable the relevant account of the Client to Close Only Mode.

A ‘clearly erroneous order’ is defined as, but shall not be limited to, an order at a pricesubstantially different from, or inconsistent with, the prevailing market for any giventradable financial instrument on a trading day or, as applicable, outside the tradedrange for any given tradable financial instrument for a particular moment in time thatmay be in question.

33.3. If OPO GROUP LLC. disables Client’s account to Close Only Mode, it means thatthe
Client will not be permitted to open any new Transactions or increase exposure under existing Transactions, but the Client will be permitted to close, part close or reduceexposure under the existing Transactions.

34.4. The right of OPO GROUP LLC. to disable the account is subject to priornotification of the Client. OPO GROUP LLC. shall give the Client either oral or a written(includes electronic) notice of its intention to disable the account. The Client shall havethree 3 working days from the date of notice to withhold all clearly erroneous Orders.In the event that the Client has failed to do so, OPO GROUP LLC. will disable theaccount as stated above until any of the erroneous Orders is effective.

33.5. OPO GROUP LLC. shall not be liable for losses of the Client arising from or inconnection with submission of the clearly erroneous Order(s) and following disability.The Client agrees to indemnify and hold OPO GROUP LLC. harmless from all damagesor liability as a result of the foregoing. Any dispute arising in this regard will be resolvedby OPO GROUP LLC. in its sole and absolute discretion.

34. MARKET ABUSE

34.1. The Client shall not arrange or execute or place an Open Position, Trade and/orOrder that contravenes any primary or secondary legislation or other law or regulatoryrules in relation to Market Abuse.

34.2. In the event that the Client placed an Open Position, Trade and/or Order inbreach of any of the representations and warranties given or if OPO GROUP LLC. hasgrounds that any of the Parties are involved in any form of prohibited trading i.e.certain trading techniques commonly known as "arbitrage trading", "picking/ sniping"and/or follow an abusive trading strategy as any trading activity which is aimingtowards potential riskless profit by opening opposite orders, during periods of volatilemarket conditions, during news announcements, on opening gaps (trading sessionsstarts), or on possible gaps where the underlying instrument has been suspended orrestricted on a particular market, between same or different trading accounts, or if theclient is believed to have manipulated quotes, execution processes, or any other formsof market abuse, OPO GROUP LLC. , may, in its absolute discretion (and with or withoutgiving notice to the Client), and without being under any obligation to inform the Client of its reason for doing so, close that OpenPosition and/or Order and any other Open Position(s) and/or Order(s) that the Clientmay have open at that time, and in OPO GROUP LLC.’s absolute discretion:

- Enforce the Open Position or Trade against the Client if it is an Open Position orTrade under which the Client had made losses

- Treat all the Client’s Open Positions and Trades under this paragraph asimmediately void even if they are Open Positions or Trades under which the Client hasmade profits.

- terminate this Service with immediate notice to the Client and/or the businessrelationship established between the Company and any of the Parties;

- close any of the Client’s accounts with the Company and/or suspend hisaccount for an indefinite period of time;

- charge a penalty fee to any of the Client as the Company deems fit and proportionate;
- enforce the transaction(s) against the Client if it is a transaction(s) that results inthe Client owing money to the Company

- close the account, confiscate any profits that arose from prohibited tradingtechniques and return the original deposit(s) to the Parties. If profits arising out ofProhibited Trading were already withdrawn, profits can be confiscated from the Partiesrelated accounts to make up for the difference

- withhold any funds from the Client who we suspect to have derived any ofabove- mentioned activities.

Unless and until the Client provides conclusive evidence that in fact, they have notcommitted the breach of warranty and/or misrepresentation as referred to above,within the period of one month from the date of closure under this paragraph, all suchTrades between the Company and the Client (under which the Client has made profits)will be finally null and void.

34.3. OPO GROUP LLC. can exercise the above rights regardless of the effect it mayhave on the Client’s other Open Positions or Orders, or other positions the Client mayhave with a third party and even if a loss arises as a result.

34.4. OPO GROUP LLC. is not required to give advance notice to the Client of theexercise of its rights as above, but OPO GROUP LLC. will inform the Client as soon aspracticable that it has exercised such rights.

35. CONFIRMATIONS

35.1. Information on Order(s) status, Client Account status, Trade Confirmations andmessaging facility between the Parties will be sent to the Client either in electronicform by e-mail to the email address which OPO GROUP LLC. will have on record and/orprovided via its internal mail system of the Company Online Trading System.

35.2. The Client is obliged to provide OPO GROUP LLC. with an e-mail address for thepurposes of this clause. It is the Client’s responsibility to inform OPO GROUP LLC. ofany change to his email address (or any other relevant personal information), thenon-receipt of a Confirmation, or whether any Confirmations are incorrect beforesettlement.

35.3. OPO GROUP LLC. will send to the Client, in the method specified above inclause 37.1, a Trade Confirmation in respect of each executed Order. TradeConfirmations will be sent prior to the close of the back office on the Business Dayfollowing the day on which the Order is executed or if the confirmation is received froma third party, no later than the first business day following receipt of the confirmation.

35.4. If the Client has a reason to believe that the Confirmation is inconsistent or if theClient does not receive any Confirmation (though the Transaction was made), theClient shall contact OPO GROUP LLC.. Trade confirmations shall, in the absence ofmanifest error, be deemed conclusive unless the Client notifies OPO GROUP LLC. inwriting to the contrary within two 2 Business Days following the Day of receipt of thesaid Trade Confirmation.

35.5. If OPO GROUP LLC. holds Client money and/or Client Financial Instruments, itshall send to him/her at least once every year a statement of those Client moneyand/or Client Financial Instruments unless such a statement has been provided in anyother periodic statements.

35.6. OPO GROUP LLC. will provide the Client with an online access to his ClientAccount via the Company Online Trading System, which will provide him with sufficientinformation in order to manage his Client Account.

36. PROHIBITION AGGRESSIVE BEHAVIOR AND LANGUAGE

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Opo group LLC strictly prohibits any form of aggressive behavior or language directedtowards our staff members. This includes, but is not limited to, verbal abuse,threatening statements, derogatory remarks, and physically intimidating actions.

36.1. Aggressive behavior and language undermine the professional and respectfulatmosphere we strive to maintain. Such conduct is not only harmful to our staff but alsodetrimental to the efficient and effective service we aim to provide to our clients. Anyclient found to be engaging in aggressive behavior or using aggressive languagetowards OPOFINANCE staff will face immediate consequences. This may include, but isnot limited to, a formal warning, temporary suspension of services, or in severe cases,permanent termination of the client account.

36.2 The decision to impose these consequences will be at the sole discretion of Opogroup LLC. We will consider the severity and frequency of the incident(s) beforemaking a final decision.

36.3 Upon receiving a report, Opo group LLC will conduct a thorough investigation.During this period, we may temporarily suspend the client's account as a precautionarymeasure.

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APPENDIX A: Interpretation of terms

I. In this Agreement:

“Abnormal Market Conditions” shall mean conditions contrary to Normal MarketsConditions e.g. when there is low liquidity in the market or rapid price movements inthe market or Price Gaps.

“Access Data” shall mean the Client’s access codes, any login code, password(s), hisTrading Account number and any information required to make Orders with OPOGROUP LLC.

“Affiliate” shall mean in relation to OPO GROUP LLC. any entity controlled directly orindirectly, by OPO GROUP LLC., any entity that controls directly or indirectly, OPOGROUP LLC., or any entity directly or indirectly under common control with OPOGROUP LLC. For this purpose, “control” means ownership of a majority of the votingpower of OPO GROUP LLC. or entity.

“Agent” shall mean an entity appointed to act solely on the appointing party’s behalf todeal with the other party in relation to all or part of the actions under the relevantprovision.

"Agreed Process" means any process agreed between the parties in respect of aDispute other than the Dispute Resolution Procedure, as may be amended between theparties.

“Applicable Rate” means:

(a) Federal Funds rate, if the Currency of the Trading Account is US dollars;
(b) Key European Central Bank (repo) Interest Rate, if the Currency of the Trading

Account is Euros;

“Ask” shall mean the higher price in the Quote being the price at which the Client maybuy. “Balance” shall mean the total financial result of all Completed Transactions anddepositing/withdrawal operations on the Trading Account.

“Base Currency” shall mean the first currency in the Currency Pair against which theClient buys or sells the Quote Currency.

“Bid” shall mean the lower price in the Quote being the price at which the Client may sell.

“Business Day” shall mean any day between Monday and Friday, inclusive, other thanthe 25th of December, or the 1st of January or any other holiday to be announced byOPO GROUP LLC. on the Website. "CFD" shall mean Contract for Differences.

“Chapter 3” shall mean chapter 3 of the Internal Revenue Code of the United StatesWithholding of Tax on Nonresident Aliens and Foreign Corporations). Chapter 3contains sections 1441 through 1464.

“Chapter 4” shall mean chapter 4 of the Internal Revenue Code of the United StatesTaxes to 1474.

“Charges” shall mean any fees, account costs, transaction or other charges includingcustody and settlement fees.

“Client” shall mean a person and/or legal entity who has completed the “Complete yourProfile” Form via the Website and/or the “Corporate Trading Account Application Form”as per clause 3.2 above herein or any other designated by OPO GROUP LLC. method,has read and accepted the Operative Agreements and relevant identity checks havebeen completed to OPO GROUP LLC.’s satisfaction.

“Client Terminal” shall mean the trading software, which is used by the Client in orderto obtain information of financial markets (which content is defined by OPO GROUPLLC.) in real-time, to make technical analysis of the markets, make Transactions,place/modify/delete Orders, as well as to receive notices from OPO GROUP LLC. Theprogram can be downloaded on the Website free of charge.

“Client Terminal Log File” shall mean the file, which is created by the Client Terminal inorder to record all the Client’s Requests and Instructions with accuracy to a second.

“Complete your Profile” shall mean the on-line registration form that can be foundduring the client’s registration process in the Website.

“Completed Transaction” shall mean two counter deals of the same size in differentdirections (opening a position and closing the position): buying and then selling orselling and then buying.

“Contract Specifications” shall mean principal trading terms Spread, Lot Size, InitialMargin, Hedged Margin etc.) for each Instrument, displayed on the Website.

“Corporate Client” shall mean a legal entity who has completed and signed the “Corporate Trading Account Application Form” and has read and approved the Operative Agreements as can be found in the Website and relevant identity checks have been completed to OPOGROUP LLC’s satisfaction.

“CRS”: shall mean the Common Reporting Standard.

“Currency of the Trading Account” shall mean the currency that the Client chooseswhen opening the Trading Account.

“Currency Pair” shall mean the object of a Transaction based on the change in thevalue of one currency against the other.

“Client Information” shall mean any information or documentation that OPO GROUPLLC. receives from the Client or otherwise obtains which relates to him, his Account orthe provision or the use of the Services.

"Data Delivery Date" means each date agreed as such between the parties providedthat, in the absence of such agreement, the Data Delivery Date will be the JointBusiness Day immediately prior to the PR Due Date.

"Data Reconciliation" means, in respect of a party receiving Portfolio Data, acomparison of the Portfolio Data provided by the other party against such party’s ownbooks and records of all outstanding Relevant Transactions between the parties inorder to identify promptly any misunderstandings of Key Terms.

“Dealing on own account” means trading against proprietary capital resulting in theconclusion of transactions in one or more financial instruments; the terms "trade onown account" or "trading on own account" shall have a similar interpretation;

“Dispute” shall mean either:

(a) the conflict situation when the Client reasonably believes that OPO GROUP LLC.because of any action or failure to act breaches one or more terms of the OperativeAgreements; or

(b) the conflict situation when OPO GROUP LLC. reasonably believes that the Clientbecause of any action or failure to act breaches one or more terms of the OperativeAgreements; or

(c) the conflict situation when the Client makes a deal at an Error Quote Spike), orbefore the first Quote comes to the Trading Platform on the Market Opening, or at theQuote received by the Client because a Dealer made a Manifest Error or because of asoftware failure of the Trading Platform; or

(d) any dispute between the parties I which, in the sole opinion of the partydelivering the relevant Dispute Notice, is required to be subject to the DisputeResolution Procedure (or other Agreed Process) pursuant to the Dispute ResolutionRisk Mitigation Techniques; and

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(ii) in respect of which a Dispute Notice has been effectively delivered.

"Dispute Date" means, with respect to a Dispute, the date on which a Dispute Notice iseffectively delivered by one party to the other party save that if, with respect to aDispute, both parties deliver a Dispute Notice, the date on which the first in time ofsuch notices is effectively delivered will be the Dispute Date. Each Dispute Notice willbe effectively

delivered if delivered in the manner agreed between the parties for the giving ofnotices in respect of this Agreement.

"Dispute Notice" means a notice in writing which states that it is a dispute notice forthe purposes of clause 30 and which sets out in reasonable detail the issue in dispute(including, without limitation, the Relevant Transaction(s) to which the issue relates)."Dispute Resolution Procedure" means the identification and resolution procedure setout in clause 304.

“Dormant and/or Inactive Account” shall mean any Company Client trading accountwhere the Client/account holder/owner of that trading account has not initiated anytrading activity and/or inactivity for a period of six 6 consecutive months and/orwhere the Company has not carried out any transactions in relation to the tradingaccount by and/or on the instructions of the Client/account holder/owner and/orhis/her authorized representative for a period of six 6 consecutive months.

“Dormant and/or Inactive Account Fee” shall mean a handling fee of $5 or equivalentper month imposed by the Company and/or paid by a Client for his/her dormantaccount(s) held by the Company, as this may be amended from time to time by theCompany.

“Electronic Communications” shall mean any type of electronic communication such asvideo conferencing, email, Bloomberg mail, SMS, business to business devices, chat,instant messaging, and mobile device applications (list is not exhaustive).

“Eligible Counterparty” shall mean an “Eligible Counterparty” for the purposes of theLaw.

“Equity” shall mean: Balance + Floating Profit - Floating Loss.

“Error Quotes” are rates received which are transmitted to the Client’s Terminal due to asystem of technical error.

“Error Quote Spike)” shall mean an Error Quote with the following characteristics:

(a) a significant Price Gap; and
(b) in a short period of time the price rebounds with a Price Gap; and
(c) before it appears there have been no rapid price movements; and
(d) before and immediately after it appears that no important macroeconomic

indicators and corporate reports are released; and

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(e) a significant variance from marketing pricing OPO GROUP LLC. has the right to delete anError Quote Spike) from the Server’s Quotes Base.

"European Union" means the economic and political union established in 1993 by theMaastricht “Event of Default” shall have the meaning given in clause 24.

“FATCA” shall mean the Foreign Account Tax Compliance Act.

“Financial Instruments”: shall mean the Financial Instruments the Company is trading onover the counter OTC basis on CFDs.

“Floating Profit/Loss” shall mean current profit/loss on Open Positions calculated at thecurrent Quotes. “Force Majeure Event” shall have the meaning as set out in clause 26.

“Free Margin” shall mean funds on the Trading Account, which may be used to open aposition. It is calculated as Equity Less Necessary Margin.

“OPO GROUP LLC.” shall mean Opo group LLC.

“Hedged Margin” shall mean the margin required by OPO GROUP LLC. sufficient toopen and maintain Matched Positions. The details for each Instrument are in theContract Specifications.

“Illicit Profit” shall mean profit which has been generated as a result of an Event ofDefault and/or during Abnormal Market Conditions.

“Indicative Quote” shall mean a Quote at which OPO GROUP LLC. has the right not toaccept any Instructions or execute any Orders.

“Initial Margin” shall mean the margin required by OPO GROUP LLC. to open a position.The details for each Instrument are in the Contract Specifications.

“Instruction” shall mean an instruction from the Client to OPO GROUP LLC. toopen/close a position or to place/modify/delete an Order.

“Instrument” shall mean any Currency Pair, Precious Metal, Stock CFD, and Energy.

"Joint Business Day" means a day that is a Local Business Day in respect of each party.

"Key Terms" means, with respect to a Relevant Transaction and a party, the valuationof such Relevant Transaction and such other details the relevant party deems relevantfrom time to time which may include the effective date, the scheduled maturity date,any payment or settlement dates, the notional value of the contract and currency ofthe Relevant Transaction, the underlying instrument, the position of the counterparties,the business day convention and any relevant fixed or floating rates of the RelevantTransaction. For the avoidance of doubt, "Key Terms" does not include details of thecalculations or methodologies underlying any term.

“Law” Law of Governing jurisdiction.

“Leverage” is offered by brokers to maximize traders' buying power by giving them theability to

deposit a small amount of funds and trade larger volumes and can be found in theTrading Account

Comparison section of the Website. Leverage is expressed as a ratio form, so if it is 130 for

example, a trader's buying power is magnified 30 times. Leverage providesopportunities for multiplied profits but at the same time one may have multiplied lossesas well.

“Local Business Day” shall mean a day on which commercial banks and foreign exchangemarkets settle payments and are open for general business.”

“Long Position” shall mean a buy position that appreciates in value if market pricesincrease. In respect of Currency Pairs: buying the Base Currency against the QuoteCurrency.

“Lot” shall mean a unit of Securities Base Currency or troy oz. of Precious Metal in theTrading Platform.

“Lot Size” shall mean the number of shares, underlying assets or units of BaseCurrency, or troy oz. of Precious Metal in one Lot defined in the ContractSpecifications.

“Margin” shall mean the necessary guarantee funds to maintain Open Positions, asdetermined in the Contract Specifications for each Instrument.

“Ragin Level” shall mean the percentage Equity to Necessary Margin ratio. It iscalculated as Equity / Necessary Margin) * 100%.

“Margin Trading” shall mean Leverage trading when the Client may make Transactionshaving far less funds on the Trading Account in comparison with the Transaction Size.

“Market Abuse” shall mean any unscrupulous behavior addressed to the Market AbuseLaw of 2016 Law 102I/2016 and as amended, supplemented and/or replaced fromtime to time.

“Market Data” shall mean data that has been collected, validated, processed andrecorded by the System or other sources made available for transmission to andreceipt from either a Redistributor or from NASDAQ relating to eligible securities orother financial instruments, markets, products, vehicles, indicators or devices.

“Matched Positions” shall mean long and Short Positions of the same Transaction Sizeopened on the Trading Account for the same Instrument.

“Matched Principal” shall mean that OPO GROUP LLC. interposes itself between thebuyer and the seller to the transaction in such a way that is not exposed to market riskthroughout the execution of the transaction as both sides are executed simultaneously.As the transaction is concluded at a price where OPO GROUP LLC. makes no profit orloss, other than a previously disclosed commission, a fee may be charged for thetransaction. Details of which are disclosed on the OPO GROUP LLC.’s website.“Manifest Error” shall mean an error of a Dealer who opens/closes a position orexecutes an Order at the price which significantly differs from the price for thisInstrument in the Quotes Flow at the moment of taking this action, or any other Dealer’saction in regard to the prices which are significantly different from the market prices.

“MyCapital” shall mean the Client’s official private and personal space and gateway toall the services offered by OPO GROUP LLC. including but not limited to any tradingand/or non -trading activity.

“Necessary Margin” shall mean the margin required by OPO GROUP LLC. to maintainOpen Positions. The details for each Instrument are specified in the ContractSpecifications. “No- Dealing Desk Execution”: Clients’ orders are sent directly to theinterbank market and there

“Normal Market Size” shall mean:

(a) For the Currency Pair: the maximum number of units of Base Currency that areexecuted by OPO GROUP LLC. in the Instant Execution mode. This information for eachInstrument is displayed in the Contract Specifications.

(b) For the Precious Metal: the maximum number of troy oz. which can be executedby OPO GROUP LLC. in the Instant Execution mode.

“Normal Market Conditions” shall mean the market where there are no:

- considerable breaks in the Quotes Flow in the Trading Platform; and
- Fast price movements; and - large Price Gap.
“Open Position” shall mean a Long Position or a Short Position which is not aCompleted Transaction.
“Operative Agreements” shall mean this Agreement, the Risk Disclosure, the Servicesdocument, the Order Execution Policy and the Conflict of Interest Policy and the Termsof Business, and all agreements and policies as these may be found in the Policies andRegulation section of the Website. The Client acknowledges that the OperativeAgreements may be amended by OPO GROUP LLC. from time to time and the lastversion shall be available by accessing the Website.
“Order” shall mean an instruction from the Client to OPO GROUP LLC. to open or closea position when the price reaches the Order Level.
“Order Level” shall mean the price indicated in the Order.
“OTC” or “Over-the Counter” security shall mean a security traded in some contextother than on a formal exchange. OTC occurs with commodities, Financial Instruments(including stocks) and derivatives of such products.

“Personal Data” shall mean any information relating to an identified or identifiablenatural person such as a name, an identification document and number, location data,electronic and telephone communications, financial information, trading andnon-trading activity and history or one or more factors specific to the physical,physiological, genetic, mental, economic, cultural or social identity of that naturalperson;

“Precious Metal” shall mean spot gold or spot silver.“Price Gap” shall mean the following:

(a) The current Quote Bid is higher than the Ask of the previous Quote; or (b) thecurrent Quote Ask is lower than the Bid of the previous Quote.

“Professional Client” shall mean a “Professional Client” for the purposes of theApplicable Regulations as defined in the Customer Categorization document, as thiscan be found in the Website.

“Quote” shall mean the information of the current price for a specific Instrument, in theform of the Bid and Ask prices.

“Quote Currency” shall mean the second currency in the Currency Pair which can bebought or sold by the Client for the Base Currency.

“Quotes Base” shall mean Quotes Flow information stored on the Server. For example, ifthe Client has a Long Position of 2.0 Lots and a Short Position of 3.0 Lots in the sameInstrument, then the Long Position and 2.0 Lots of the Short Position are considered asMatched Positions and 1.0 Lot of the Short Position is not a Matched Position.

“Quotes Flow” shall mean the stream of Quotes in the Trading Platform for eachInstrument.

“Pending Order” shall mean an instruction from the Customer to the Company to opena position once the price has reached the level of the Order.

"Principal": OPO GROUP LLC. acts as Principal when it is the sole execution venue withrespect to the execution of Client orders; “Principal” may refer to “Riskless” Principal.

“Rate” shall mean the following:

(a) for the Currency Pair: the value of the Base Currency in the terms of the QuoteCurrency; or

(b) for the Precious Metal: the price of one troy oz. worth of the Precious Metalagainst the US dollar or any other currency specified in the Contract Specifications forthis instrument;

(b) “Relevant Amount(s)” shall mean any free Equity in the Client’s Trading Account notused for margin purposes.

“Request” shall mean a request from the Client to OPO GROUP LLC. given to obtain aQuote. Such a Request shall not constitute an obligation to make a Transaction.

“Retail Client” shall mean a “Retail Client” for the purposes of the Applicable Regulationsas defined in the Customer Categorization document, as this can be found in the Website.

“Risk Acknowledgement and Disclosure” shall mean the “Risk Acknowledgement andDisclosure” document as this can be found in the Website;

"Riskless Principal": OPO GROUP LLC. acts as Riskless Principal when it receives aClient order for execution and immediately executes an identical order in the market,while taking on the role of Principal, in order to fill the Client’s order.

“Rollover/Interest Policy Webpage” shall mean as set out in the “contract specification”page on the Website.

“Segregated Account” shall mean a client bank account as defined by and held inaccordance with the Applicable Regulations.

“Segregated Funds” shall have the meaning as set out in clause 6.1.

“Server” shall mean the MetaTrader Server program, version 4. The program is used toexecute the Client’s Instructions or Requests, to provide trading information in real-timemode (the content is defined by OPO GROUP LLC.), in consideration of the mutualliabilities between the Client and OPO GROUP LLC., subject to the Terms of Business.

“Server Log File” shall mean the file created by the Server, which records accurately toa second all Requests and Instructions sent by the Client to OPO GROUP LLC. as wellas the results of the execution.

“Services” shall mean the services provided by OPO GROUP LLC. to the Client as setout in clause 7.

“Short Position” shall mean a sell position that appreciates in value if market prices fall.In respect of Currency Pairs: selling the Base Currency against the Quote Currency.

“Spread” shall mean the difference between Ask and Bid.

"Third party service provider" refers to an entity that the parties agree will perform allor part of the actions under the relevant provision for both parties.

“Trading Account” shall mean the unique personified registration system of allCompleted Transactions, Open Positions, Orders, and deposit/withdrawal transactionsin the Trading Platform.

“Trading Account History” shall mean any of and/or all Client’s trading and/or non-trading activity including but not limited to deposits, withdrawals, credits and/or anyother services offered by OPO GROUP LLC. within a Client’s OPO GROUP LLC.account(s), whether these derive from and/or on MetaTrader 4 Platforms and as thesemay be from time to time in part of or all be transferred and/or further archived and/orshrunk and/or compressed, however fully accessible at any time by the Client fromand/or on his/her My OPO GROUP LLC., private and personal space.

“Trading Platform” shall mean all programs and technical facilities which provide real-time Quotes, allow Transactions to be made, Orders to beplaced/modified/deleted/executed and calculate all mutual obligations between theClient and OPO GROUP LLC.. The Trading Platform consists of the Server and theClient Terminal including, but not limited to MetaTrader 4 platform.

“Transaction” shall mean any contract or transaction entered into or executed by theClient or on behalf of the Client arising under the Terms of Business.

“Transaction Size” shall mean Lot Size multiplied by the number of Lots.

“Website” shall mean the website(s) operated by OPO GROUP LLC., including withoutlimitation the websites at www.opofinance.com or any such other website orsub-domain as OPO GROUP LLC. may maintain from time to time for access by Clients.

“Written Notice” shall have the meaning set out in clause 19. II. All references to astatutory provision include references to:

(a) any statutory modification, consolidation or re-enactment of it, whether beforeor after the date of this Agreement, for the time being in force.

(b) all statutory instruments or orders made pursuant to it; and
(c) Any statutory provision of which that statutory provision is a re-enactment or

modification.

III. Words denoting the singular include the plural and vice versa; words denotingany gender include all genders; and words denoting persons include corporations,partnerships, other unincorporated bodies and all other legal entities and vice versa.

IV. Unless otherwise stated, a reference to a clause, party is a reference torespectively a clause in or a party to this Agreement.

V. The clause headings are inserted for ease of reference only and do not affectthe construction of this Agreement. X`

VI. Any words whose meaning is not defined in this Agreement, shall have themeaning provided in the Terms of Business.

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